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0% Balance Transfer Cards 0% Purchase Cards Lowest Standard APRs
0% Balance Transfer & Purchase Cards Cashback/Rewards Difficulty getting credit!
Issuer
Balance Transfers
Typical APR
(variable)
Card Benefits Next Steps
Moneyextra.com's Top Picks
Platinum Credit Card with Balance Transfer
Barclaycard
Platinum Credit Card with Balance Transfer

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Free Purchase Protection


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Platinum MasterCard
NatWest
Platinum MasterCard

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


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Platinum MasterCard
Royal Bank of Scotland
Platinum MasterCard

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


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Gold Visa
Nationwide Building Society
Gold Visa

0% for

15 months

3% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Free Warranty Cover


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Visa
Egg
Visa

0% until

1st November 2011

3% Balance Transfer Fee

17.9%
APR

Intro Purchases 0% until 1st December 2010

Intro Cash Advances 23.9% for Life

Free Purchase Protection


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Gold Visa 12 months BT
Barclaycard
Gold Visa 12 months BT

0% until

1st October 2011

2.5% Balance Transfer Fee

19.9%
APR

Intro Purchases 19.9% for Life

Intro Cash Advances 27.9% for Life

Free Purchase Protection


More Info
Post Office Platinum MasterCard
Post Office®
Post Office Platinum MasterCard

0% for

12 months

2.98% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 26.9% for Life

Free Purchase Protection


More Info
Credit Card - for shoppers with Nectar Card
Sainsbury's Finance
Credit Card - for shoppers with Nectar Card

0% for

12 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 12 months

Intro Cash Advances 24.9% for Life

Internet Fraud Protection


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All in One MasterCard
Halifax
All in One MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 28.0% for Life

Internet Fraud Protection


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All in One MasterCard
Bank of Scotland
All in One MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 28.0% for Life

Internet Fraud Protection


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Credit Card MasterCard
Sainsbury's Finance
Credit Card MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 24.9% for Life

Internet Fraud Protection


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Plus 0% for the first 12 months on Sainsbury's shopping.
Classic Card Current Acc holders MasterCard
NatWest
Classic Card Current Acc holders MasterCard

19.9%

0% Balance Transfer Fee

19.9%
APR

Intro Purchases 4.9% for 9 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


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This offer is only available to existing NatWest current account customers
RBS Classic Card Current Account holders MasterCard
Royal Bank of Scotland
RBS Classic Card Current Account holders MasterCard

19.9%

0% Balance Transfer Fee

19.9%
APR

Intro Purchases 4.9% for 9 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


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This offer is only available to existing RBS current account customers
World MasterCard
Capital One Bank
World MasterCard

19.9%

0% Balance Transfer Fee

19.9%
APR

Purchases - 19.9%

Cash Advances - 25.9%

Free Purchase Protection


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Initial Visa
Barclaycard
Initial Visa

29.9%

2.5% Balance Transfer Fee

29.9%
APR

Intro Purchases 29.9% for Life

Intro Cash Advances 29.9% for Life

Free Purchase Protection


More Info
Progress MasterCard
Capital One Bank
Progress MasterCard

29.9%

3% Balance Transfer Fee

29.9%
APR

Purchases - 29.9%

Cash Advances - 29.9%

Free Purchase Protection


More Info
Classic Visa
Capital One Bank
Classic Visa

34.9%

3% Balance Transfer Fee

34.9%
APR

Purchases - 34.9%

Cash Advances - 34.9%

Free Purchase Protection


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Low, easy to manage credit limit from £100.
SAV Credit
aqua MasterCard

35.9%

3% Balance Transfer Fee

35.9%
APR

Intro Purchases 35.9% for Life

Intro Cash Advances 40.0% for Life

Internet Fraud Protection


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Full Market Results
Platinum Credit Card with Balance Transfer
Barclaycard
Platinum Credit Card with Balance Transfer

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Free Purchase Protection


More Info
Platinum MasterCard
NatWest
Platinum MasterCard

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


More Info
Platinum MasterCard
Royal Bank of Scotland
Platinum MasterCard

0% for

16 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


More Info
Bank Credit Card MasterCard
HSBC
Bank Credit Card MasterCard

0% for

15 months

2.9% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 23.9% for Life

Internet Fraud Protection


More Info
Gold Visa
Nationwide Building Society
Gold Visa

0% for

15 months

3% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 27.9% for Life

Free Warranty Cover


More Info
Visa
Egg
Visa

0% until

1st November 2011

3% Balance Transfer Fee

17.9%
APR

Intro Purchases 0% until 1st December 2010

Intro Cash Advances 23.9% for Life

Free Purchase Protection


More Info
Gold Visa 12 months BT
Barclaycard
Gold Visa 12 months BT

0% until

1st October 2011

2.5% Balance Transfer Fee

19.9%
APR

Intro Purchases 19.9% for Life

Intro Cash Advances 27.9% for Life

Free Purchase Protection


More Info
Post Office Platinum MasterCard
Post Office®
Post Office Platinum MasterCard

0% for

12 months

2.98% Balance Transfer Fee

16.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 26.9% for Life

Free Purchase Protection


More Info
Post Office Classic MasterCard
Post Office®
Post Office Classic MasterCard

0% for

12 months

2.98% Balance Transfer Fee

19.9%
APR

Intro Purchases 0% for 3 months

Intro Cash Advances 26.9% for Life

Free Purchase Protection


More Info
Credit Card - for shoppers with Nectar Card
Sainsbury's Finance
Credit Card - for shoppers with Nectar Card

0% for

12 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 12 months

Intro Cash Advances 24.9% for Life

Internet Fraud Protection


More Info
All in One MasterCard
Halifax
All in One MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 28.0% for Life

Internet Fraud Protection


More Info
All in One MasterCard
Bank of Scotland
All in One MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 28.0% for Life

Internet Fraud Protection


More Info
Credit Card MasterCard
Sainsbury's Finance
Credit Card MasterCard

0% for

10 months

3% Balance Transfer Fee

15.9%
APR

Intro Purchases 0% for 10 months

Intro Cash Advances 24.9% for Life

Internet Fraud Protection


More Info
Plus 0% for the first 12 months on Sainsbury's shopping.
Nectar Credit Card MasterCard
Sainsbury's Finance
Nectar Credit Card MasterCard

12.9%

0% Balance Transfer Fee

12.9%
APR

Intro Purchases 12.9% for Life

Intro Cash Advances 24.9% for Life

Internet Fraud Protection


More Info
Classic Card Current Acc holders MasterCard
NatWest
Classic Card Current Acc holders MasterCard

19.9%

0% Balance Transfer Fee

19.9%
APR

Intro Purchases 4.9% for 9 months

Intro Cash Advances 27.9% for Life

Internet Fraud Protection


More Info
This offer is only available to existing NatWest current account customers