Lloyds Banking Group has launched a new scheme allowing all homeowners to overpay on their mortgage by up to 20 per cent without incurring a penalty charge. The bank says it will run the scheme for one
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National Savings and Investments NS&I is to release new issues of its Index-linked Savings Certificates. The new issues, sold in three and five-year terms, will be available to consumers from Wednesday
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National Savings and Investments NS&I has launched a new savings account offering customers an easy way of managing their cash reserves. The institution is making its Direct Saver account, which
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Yorkshire Building Society has given a further boost to the UK property market by signalling its intention to step up its mortgage lending over the remainder of 2010. The country's second-largest mutual,
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Individuals looking for the best savings rates in possession of individual savings accounts ISAs should make the most of their allowance before the end of the tax year. This is the recommendation from
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Savers should take the opportunity to pay off debts on mortgages and credit cards if they are unwilling to put money away at present, it has been suggested. According to Martin Bamford, chartered financial
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UK consumers have wasted a combined £13 billion by failing to take advantage of individual savings accounts Isas. This is the major finding of new research conducted by Clydesdale & Yorkshire
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The number of borrowers applying for mortgages is expected to keep on rising as confidence returns to the UK housing market. That is the picture painted by the latest Paragon Mortgages' Financial Adviser
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The cold snap in January contributed to a fall in completed property transactions, it has been reported. According to the Royal Institution of Chartered Surveyors Rics, buyer interest and instructions
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Money worries are leading some UK consumers to neglect their love lives, a new study has indicated. According to research conducted by Scottish Widows, one in eight people are too busy worrying about their
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Spanish bank Santander increased its net mortgage lending in the UK to £7.6 billion last year and estimates that this represents a net market share of 69.1 per cent. However, the firm's share of the
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The Council of Mortgage Lenders CML has predicted a slow January and February in terms of housing market activity. According to the organisation, the end of the stamp duty concession appears to have
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Consumers must continue to use individual savings accounts Isas, it has been claimed. Jason Butler, a partner at Bloomsbury Financial Planning, said savers should not be put off by slim returns on their
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Legal & General Mortgage Club has launched three exclusive fixed-rate mortgage products, provided by Accord Mortgages. Each of the deals is available to a maximum loan-to-value of 75 per cent and comes
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Insurance fraud causes £2 billion to be lost each year in the UK, it has been reported. According to the Annual Fraud Indicator published by the National Fraud Authority, the total national fraud
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Police arrested 7,638 people for drink driving in just one month over the Christmas period, it has been revealed. According to the Association of Chief Police Officers ACPO, a total of 223,423 motorists
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Rising costs are a problem for all motor insurance providers in the current market, according to Zurich. Earlier this week, the firm announced plans to increase premiums by 20 per cent in order to cover
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Van drivers have revealed which celebrity they would most like to work alongside in a survey conducted by Swinton Commercial. Top of the list is controversial comedian Frankie Boyle, with 27 per cent saying
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The recession has led to a resurgence in camping and caravanning in the UK, it has been claimed. According to Jon Dale, spokesperson for The Camping and Caravanning Club, people have not had the disposable
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Almost a third of consumers have been a victim of fraud after seeing their credit card lost or stolen, according to new figures. Card protection service CPP reports that the average amount fraudulently
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