Articles Tagged With: Personal Finance

Students could be playing Russian roulette with their finances by taking out store cards without even understanding the meaning of APR. New research by the Chartered Insurance Institute has revealed that

Having to be more careful with money following the recession has made people more spending savvy in general. According to Ed Bowsher, head of consumer finance at lovemoney.com, it has forced people to

Brits are becoming less satisfied with their credit card providers, with customers claiming to be only an average of 77 per cent content with their service and fees. The annual uSwitch Credit Card Satisfaction

With many people splashing the cash this Christmas, it's no surprise that many people could find themselves in financial difficulty in the New Year. So financial planning firm Baigrie Davies have claimed

A rising number of UK families are cutting back on food spending to pay for their energy bills.

Future generations could miss out on university education as parents admit they are struggling to save the funds they would need in accounts with the best savings rates. A study by uSwitch.com found that

The fact that people prioritise emotional commitments over finances could be why many are failing to get the best savings interest rates, it has been suggested. John Lawson, personal finance expert, said

The NFU Mutual has launched a new bond offering one of the best savings rates around. Its new six-year investment bond offers savers a guaranteed annual return of five per cent net of basic-rate tax. The

Parents want their children to have better "money sense" and seek out the best savings interest rates, according to a new study. Research from Triodos Bank found that 78 per cent of parents are

People are still not saving enough for their own futures, despite the shock of a deep six-quarter recession, it has been claimed. According to Patrick Connolly, head of communications at AWD Chase de Vere,

Saga Personal Finance has announced the introduction of a new easy access savings account. Launched this week, the product offers an AER of 2.75 per cent and is available to consumers aged 50 and over

The National Customer Satisfaction Index NCSI-UK dropped slightly for a second successive quarter, owing to a loss of confidence in the financial services index. Credit card services, retail banking

Santander Cards has been voted Best Cards Provider in the 2009 Personal Finance Awards. Now in their eleventh year, the awards aim to recognise achievements and celebrate new initiatives within the industry. Santander

Credit card users should be aware of foreign usage charges, it has been claimed. According to Moneyfacts analyst Michelle Slade, such fees can be as high as 2.99 per cent for both purchases and cash transactions. She

Consumer group Which? has backed the Office of Fair Trading's OFT decision to launch a review of UK debt management practices. The review – the OFT's first into the industry since 2003 - will look

The government has announced plans to tackle 'unfair' credit card practices and charges. According to the Department for Business Innovation and Skills, such charges could be outlawed under new proposals,

The Saga Group has offered free debt advice to consumers, urging them to switch credit cards in a bid to reduce their outgoings. According to the firm, if all credit card providers had acted to reflect

Consumers seeking the best savings rates in the UK have another product to choose from this week. Saga Personal Finance has launched a new two-year fixed-rate bond, which pays a rate of 3.85 per cent AER