Articles Tagged With: John Charcol

The number of people taking out interest-only mortgage rates will create a "ticking time bomb" of debt, it has been claimed. Paul Holmes, chief executive officer of Firstrung, explained that

In spite of calls for the introduction of long-term fixed mortgage rates, an expert has claimed it would be impossible to create. Ray Boulger, senior technical manager at John Charcol, said that creating

Coventry Building Society has launched a new product aimed at first-time buyers looking for cheap mortgages. Potential homeowners can take out a five-year fixed-rate mortgage with the building society,

An expert has advised homebuyers that they are better off taking out products with mortgage rates fixed for five years. In an interview with the FT Money Show, Ray Boulger, senior technical manager at

People looking for cheap mortgages have been told to avoid the majority of two-year fixed deals. Independent mortgage expert John Charcol said that the cheap mortgage products are being heavily promoted

Access to higher loan-to-value LTV mortgages has become easier in the past few months, it has been claimed. Ray Boulger, senior technical manager at the mortgage advisor John Charcol, said that the good

The latest mortgage figures support the prediction that gross lending is unlikely to fall further, those seeking a cheap mortgage may be pleased to learn. Ray Boulger, senior technical manager at John

Variable mortgage rates are still the best option for the majority of people, according to an independent advisor. John Charcol said that the release of figures showing a reduction in inflation to 4.00

The government has announced plans to alter the rules governing financial services and improve consumer protection in the mortgage market. Rules governing activities regulated by the Financial Services

The remortgage market is likely to have passed its lowest point and will see an increase in activity this year, according to mortgage adviser John Charcol. Those looking for the best mortgage rates will

People looking for the best mortgage rates will be interested to hear that one mortgage adviser believes there is not an "awful lot of point" in taking out short-term fixed-rate mortgages at

The Bank of England's Monetary Policy Committee MPC voted to maintain the bank rate at 0.5 per cent yesterday September 9th. Ray Boulger, of leading independent mortgage adviser John Charcol, said

The average fixed-rate charged for lifetime mortgages has increased, when compared to their closest product in the residential mortgage market, it has been claimed. According to David Black, banking specialist

Those looking for a cheap mortgage will be interested to hear that the Post Office has cut the rates across its fixed-rate, tracker and buy-to-let mortgages. The fixed rates have been slashed across all

Yorkshire Building Society has released a new two-year fixed-rate mortgage for customers with a 25 per cent deposit. The lender says the 2.89 per cent deal is one of the cheapest mortgages available on

Some 26 per cent of borrowers took on a fixed-rate mortgage in May, the highest level since October 2009, according to the latest John Charcol Mortgage Index. Drew Wotherspoon, director of marketing at

Despite the Council of Mortgage Lenders CML reporting a drop in the percentage of first-time buyers FTBs taking out mortgages, one expert believes conditions are improving for new entrants to the market. Earlier

Choosing between a tracker and fixed-rate mortgage is always a personal decision, one financial expert has indicated. Nigel Pascoe, director of lending at Skipton International, said the guarantee of a

Signing up to a long-term mortgage deal should not be seen as a risky move in the present market, one industry expert has claimed. Ray Boulger, senior technical manager at John Charcol, said fixing into

The mortgage market is still being dominated by products with a variable rate, according to new research. Independent mortgage broker John Charcol's figures for March reveal that 84 per cent of all lending