Articles Tagged With: Debt Advice

Consumers who have a successful track record of managing debt may be more likely to qualify for the best credit card deals than those with no debt at all. This is the claim of My Finances, which says responsible

Consumers seeking the best credit card deals this Christmas should exercise caution, it has been claimed. According to David Black of Defaqto, applying for every single deal – especially those which

The UK Cards Association is again running its online safety campaign - Be Card Smart Online - helping to protect consumers against the risk of credit fraud. It claims that more than 32 million consumers

A rise in personal insolvency rates will be seen if fixed fees and higher annual percentage rates become a feature of credit provision, it has been claimed. David Rodgers, managing director of Debt Advice

Lenders should be more sympathetic when it comes to managing consumer debt, it has been claimed. David Rodgers, managing director of the Debt Advice Foundation, said solutions which aim to return some

Lenders should be more sympathetic when it comes to managing consumer debt, it has been claimed. David Rodgers, managing director of the Debt Advice Foundation, said solutions which aim to return some

Scots often pride themselves on being careful with money and not being profligate with it, but debt is not something that is unknown in Scotland and many people do find that debt is something that starts to take hold of their lives and then can easily get out of control. If you consider that the average Scot owes something like £31,000 per head, then it becomes clear that debt is not something that happens to other people it can happen to anyone and everyone.

The whole concept of debt advice in Tunbridge Wells may be an anathema to many people: Debt advice, Tunbridge Wells? No, there is no need for that! After all, Tunbridge Wells has long been associated with being part of Middle England, not fabulously wealthy, but comfortably off. It has also enjoyed a real reputation for being very solidly middle class. The concept of Mrs Disgusted of Tunbridge Wells who would always write in to TV stations after something mildly risqu had been shown on TV is still etched in many peoples minds.

New government regulations on credit cards could help reduce the number of people seeking debt advice, it has been suggested. According to a spokesperson for the Consumer Credit Counselling Service CCCS,

Many people may shy away from seeking out professional help with their debts, not because they are ashamed or embarrassed about their debts, but because they think that they will have to pay for advice and of course, when you are in debt, the last thing that you want to do is to have to pay for advice about how to get out of debt, since this would only make things worse.

Many people associate Torquay with the good times, after all it is part Of the English Riviera, so where better place to go to and relax, have a good time and enjoy the most of the English sunshine. But for many people who live in Torquay, life can be a little tough. Although there are a lot of jobs around in the form of holiday related jobs, these are traditionally not very well paid and people can often struggle to get on the property ladder: and that was before the credit crunch!

Cardiff is undoubtedly a city that ahs embraced the 21st Century. It is a city that is vibrant with a real caf culture and a student population that certainly helps make it feel an exciting and buzzing place. But for some people, life in Cardiff can be depressing and stressful, especially for people who are living in debt.

Whether it comes from problems in keeping up with monthly loan payments, falling behind on utility bills or defaulting on credit cards, those who have accumulated significant debts are likely to find themselves under major pressure.And those who are unable to clear their debt in full will find interest accumulating, increasing the overall amount they owe.

Edinburgh is an affluent city. It is the home to the Scottish Parliament, the former home of the financial sector of Scotland a place where the wealthy send their offspring to be educated. Although Edinburgh has been hit by the recession and of course, the financial sector was crippled by the banking crisis of 2008-2009, it still remains a place that has pockets of great wealth and affluence. Indeed many people have been largely unaffected by the recession in terms of their quality of life.

Frome is a picture postcard little market town in Somerset. With a long history, vibrant atmosphere, relatively affluent population of less than 30,000 and a good tourism industry, you may well think that Frome is completely oblivious to any problems of the 21st Century.

Many people find themselves in debt through no fault of their own. In other words, they have not led a lifestyle that was beyond their means, they have not tried to keep up with the Jones at all costs, but they may be in debt because they have loaned someone money, or they have entered into some kind of financial transaction that has, to whatever degree gone wrong.

Glasgow has emerged as something of a Celtic tiger in the last few years. It has, to a large extent, dropped its image of being a poor, violent city that is full of people who are heavy drinkers and a large population of drug takers. Now Glasgow has a caf culture, a culture of people socially drinking, earning good money, enjoying fine food, with an enhanced quality of life and a great deal of economic freedom, to spend as they wish in the fine shops that are now commonplace in Glasgow.

Debt advice in Northampton is widely available and the really good thing is that debt advice in Northampton can be obtained completely free of charge! Many people wrongly assume that debt advice is so specialised that it is something that you have to pay for, but this simply isnt true.

Many people are simply unaware that the Government does indeed provide debt advice to people who have got themselves into difficulty and need debt advice, to be able to sort out their finances and get back on track.

Debt advice is available on a national level, so in some instances it is possible to access national debt advice, but you should be aware that if you live in Scotland then you may need different debt advice than if you lived in Northern Ireland or Wales.