Articles Tagged With: Credit Crunch

Plans to reform the financial industry should not negatively impact mortgage availability to first time buyers. Yesterday December 19th, the Financial Services Authority announced it is planning to introduce

As Smith & Nephew reports disappointing Q3 figures, Nick Raynor, investment research analyst at The Share Centre, explains what they mean for investors.

If you're looking to improve your home in a simple and inexpensive way, here are five ways to do so for less.

A new report by the Institute of Fiscal Studies has revealed that more Brits are set to fall into poverty as the credit crunch continues to bite. The research forecasts poverty for each year between 2010-11

The economic downturn has had an effect on all of us, including women. Find out how the economic downturn is changing the way women are spending their money.

The credit crunch had a widespread effect on products offered by banks, meaning it can be a challenge to work out what the best savings interest rates are for your money. To combat the recession, the Bank

Lenders are starting to offer more competitive mortgage rates, according to an industry expert. Andy Pratt, chief operating officer at Alexander Hall, said that greater activity in remortgaging was being

The number of people opting for repayment mortgages has hit its highest level since records began, according to one firm. Paragon Mortgages released its Financial Adviser Confidence Tracking FACT Index,

People in the market for cheap mortgages will welcome the news that repayment home loans have hit a record high. Paragon Mortgages' Financial Adviser Confidence Tracking FACT Index found that 77

Mortgage brokers expect to conduct 6.7 per cent more business in the second quarter of 2010 than in the first three months of the year, it has been reported. According to Paragon Mortgages' Financial Adviser

Savings providers are offering an average of just 0.38 per cent interest on charity accounts, it has been reported. According to the Fair Investment Company, these low returns have contributed to an 11

Borrowers with small deposits are paying substantially more for mortgages than in the recent past, it has been reported. According to David Black, banking specialist at Defaqto, there are still relatively

The 100 per cent savings deposit guarantee offered by Northern Rock is to be scrapped in three months time, it has been reported. According to the Treasury, the guarantee will be removed on May 24th, meaning

The house price rises seen throughout the last decade are unsustainable, it has been claimed. According to a new report from Halifax, the average property increased in value by 105 per cent in the 2000s,

Consumers should be getting the most out of savings rather than speculating on short-term capital gains, it has been claimed. Independent pensions expert Stewart Ritchie was commenting after an Aegon study

The whole concept of debt advice in Tunbridge Wells may be an anathema to many people: Debt advice, Tunbridge Wells? No, there is no need for that! After all, Tunbridge Wells has long been associated with being part of Middle England, not fabulously wealthy, but comfortably off. It has also enjoyed a real reputation for being very solidly middle class. The concept of Mrs Disgusted of Tunbridge Wells who would always write in to TV stations after something mildly risqu had been shown on TV is still etched in many peoples minds.

Many people associate Torquay with the good times, after all it is part Of the English Riviera, so where better place to go to and relax, have a good time and enjoy the most of the English sunshine. But for many people who live in Torquay, life can be a little tough. Although there are a lot of jobs around in the form of holiday related jobs, these are traditionally not very well paid and people can often struggle to get on the property ladder: and that was before the credit crunch!

Frome is a picture postcard little market town in Somerset. With a long history, vibrant atmosphere, relatively affluent population of less than 30,000 and a good tourism industry, you may well think that Frome is completely oblivious to any problems of the 21st Century.

Many people are simply unaware that the Government does indeed provide debt advice to people who have got themselves into difficulty and need debt advice, to be able to sort out their finances and get back on track.

Many people wrongly think that debt advice is something that only exists in England and that there is little available for people who live in Scotland or other parts of the UK. However, this is simply not true, there are lots of Government and state funded agencies that exist in Scotland to help provide debt advice to people from all walks of life and all geographical locations in Scotland.