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Popular Banks
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Alliance & Leicester is a strong contender in the current account market. It offers extremely competitive current accounts, paying hefty interest rates and with additional benefits.
HSBC has a large range of current accounts designed to suit a variety of customers. It offers a basic current account, which is accessible on the telephone and internet, as well as in branch. The account pays only a nominal interest rate on credit balances.
Barclays offers a range of packaged current accounts alongside its standard fee-free current account. Like the other big banks, Barclays pays only a nominal rate of interest on credit balances on its current account.
Former building society Halifax has an attractive basic current account paying an attractive interest rate on credit balances of up to £2,500. Over this amount, the rate reverts to nominal interest. The only condition is that you pay at least £1,000 into the account every month.
The Royal Bank of Scotland RBS offers straightforward current accounts to manage day-to-day expenses, as well as a range of accounts with additional benefits.
Like all the big banks, NatWest offers a basic current account along with a host of others with additional benefits for a fee.
Alongside its basic current account, Lloyds TSB offers the largest range of packaged accounts provided by the big banks.