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        <title>Moneyextra Personal Finance News</title>
        <description>Visit Moneyextra.com for news and features on all aspects of personal finance. Moneyextra.com offers independent unbiased financial guides and services. Moneyextra.com has powerful online comparison tools that are backed up by a telephone-based advice centre staffed by qualified independent financial advisers.</description>
        <link>http://www.moneyextra.com/</link>
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        <pubDate>Sun, 22 Nov 2009 23:30:03 +0000</pubDate>
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            <title><![CDATA[Drivers 'taking safety risks by ignoring breakdown cover']]></title>
            <link>http://www.moneyextra.com/news/drivers-taking-safety-risks-by-ignoring-breakdown-cover.html</link>
            <description><![CDATA[A new study has highlighted the risks some motorists may be taking with their vehicles and personal safety. Research conducted by esure indicates that more than half of all drivers without breakdown cover]]></description>
            <pubDate>Fri, 20 Nov 2009 11:06:05 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/drivers-taking-safety-risks-by-ignoring-breakdown-cover.html</guid>
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            <title><![CDATA[Female drivers 'would like women-only garages']]></title>
            <link>http://www.moneyextra.com/news/female-drivers-would-like-women-only-garages.html</link>
            <description><![CDATA[Most women would prefer to take their motor vehicles to female-only garages, according to a new poll. Research conducted by insurance specialist Diamond indicated that 52 per cent of women drivers feel]]></description>
            <pubDate>Thu, 19 Nov 2009 15:15:42 +0000</pubDate>
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            <title><![CDATA[Foreign usage charge threat for credit card holders]]></title>
            <link>http://www.moneyextra.com/news/foreign-usage-charge-threat-for-credit-card-holders.html</link>
            <description><![CDATA[Credit card users should be aware of foreign usage charges, it has been claimed. According to Moneyfacts analyst Michelle Slade, such fees can be as high as 2.99 per cent for both purchases and cash transactions. She]]></description>
            <pubDate>Thu, 19 Nov 2009 12:24:52 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/foreign-usage-charge-threat-for-credit-card-holders.html</guid>
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            <title><![CDATA[Credit card rates 'set to rise']]></title>
            <link>http://www.moneyextra.com/news/credit-card-rates-set-to-rise.html</link>
            <description><![CDATA[The need for consumers to seek the best credit card deals may be set to increase, following the findings of a recent study into UK charges. According to research conducted by PricewaterhouseCoopers PwC,]]></description>
            <pubDate>Thu, 19 Nov 2009 10:05:06 +0000</pubDate>
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            <title><![CDATA[Reckless driving 'stems from showing off']]></title>
            <link>http://www.moneyextra.com/news/reckless-driving-stems-from-showing-off.html</link>
            <description><![CDATA[Reckless or dangerous driving is not caused by the age of drivers, but the novelty of having a new car and trying to impress peers, it has been claimed. According to Andrew Howard, head of road safety]]></description>
            <pubDate>Wed, 18 Nov 2009 15:11:22 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/reckless-driving-stems-from-showing-off.html</guid>
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            <title><![CDATA[Good financial habits 'improve credit record']]></title>
            <link>http://www.moneyextra.com/news/good-financial-habits-improve-credit-record.html</link>
            <description><![CDATA[Stability is the key to ensuring a good credit record, according to one industry expert. Writing for the Times, James Jones of credit reference agency Experian explained what is necessary for consumers]]></description>
            <pubDate>Wed, 18 Nov 2009 14:04:31 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/good-financial-habits-improve-credit-record.html</guid>
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            <title><![CDATA[Card hopefuls 'should check credit history']]></title>
            <link>http://www.moneyextra.com/news/card-hopefuls-should-check-credit-history.html</link>
            <description><![CDATA[Consumers seeking the best credit card deals this Christmas should exercise caution, it has been claimed. According to David Black of Defaqto, applying for every single deal &#150; especially those which]]></description>
            <pubDate>Wed, 18 Nov 2009 11:52:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/card-hopefuls-should-check-credit-history.html</guid>
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            <title><![CDATA[Costs of motoring 'on the rise']]></title>
            <link>http://www.moneyextra.com/news/costs-of-motoring-on-the-rise.html</link>
            <description><![CDATA[The annual cost of running a vehicle has increased yet again during 2009, Sainsbury's Finance has reported. According to the firm, the costs of motoring have risen by 2.68 per cent on last year, excluding]]></description>
            <pubDate>Tue, 17 Nov 2009 15:06:42 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/costs-of-motoring-on-the-rise.html</guid>
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            <title><![CDATA[UK Cards Association runs credit safety campaign]]></title>
            <link>http://www.moneyextra.com/news/uk-cards-association-runs-credit-safety-campaign.html</link>
            <description><![CDATA[The UK Cards Association is again running its online safety campaign - Be Card Smart Online - helping to protect consumers against the risk of credit fraud. It claims that more than 32 million consumers]]></description>
            <pubDate>Tue, 17 Nov 2009 12:42:13 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/uk-cards-association-runs-credit-safety-campaign.html</guid>
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            <title><![CDATA[Nationwide to offer Visa customers World Cup chance]]></title>
            <link>http://www.moneyextra.com/news/nationwide-to-offer-visa-customers-world-cup-chance.html</link>
            <description><![CDATA[Existing Nationwide customers are being offered the chance to win one of two VIP trips for two to the FIFA World Cup in South Africa. Credit card customers who make more than eight Nationwide Visa credit]]></description>
            <pubDate>Mon, 16 Nov 2009 13:17:49 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/nationwide-to-offer-visa-customers-world-cup-chance.html</guid>
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            <title><![CDATA[Motorhome insurance: 'More help needed' for young drivers]]></title>
            <link>http://www.moneyextra.com/news/motorhome-insurance-more-help-needed-for-young-drivers.html</link>
            <description><![CDATA[Insurance companies need to do more to look after their young drivers, it has been claimed. Nigel Lacy, from cover specialist Young Marmalade, said that too many claims are being made by people who have]]></description>
            <pubDate>Mon, 16 Nov 2009 12:08:53 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/motorhome-insurance-more-help-needed-for-young-drivers.html</guid>
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            <title><![CDATA[Careful driving 'essential for motorhome owners during winter']]></title>
            <link>http://www.moneyextra.com/news/careful-driving-essential-for-motorhome-owners-during-winter.html</link>
            <description><![CDATA[Motorhome owners should take great care on the roads during the autumn and winter, it has been claimed. According to RoadSafe director Adrian Walsh, it is essential to allow longer for journeys as the]]></description>
            <pubDate>Fri, 13 Nov 2009 08:53:58 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/careful-driving-essential-for-motorhome-owners-during-winter.html</guid>
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            <title><![CDATA[All firms 'must accept credit card payments']]></title>
            <link>http://www.moneyextra.com/news/all-firms-must-accept-credit-card-payments.html</link>
            <description><![CDATA[The popularity of debit and credit cards mean that small businesses must allow their customers to pay using them, it has been claimed. According to Merchant Accounts, many smaller enterprises such as restaurants,]]></description>
            <pubDate>Fri, 13 Nov 2009 08:53:43 +0000</pubDate>
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            <title><![CDATA[Innovation 'may drive credit industry onwards']]></title>
            <link>http://www.moneyextra.com/news/innovation-may-drive-credit-industry-onwards.html</link>
            <description><![CDATA[Innovation may be one way of improving the credit card business model, it has been claimed. According to PricewaterhouseCoopers' PwC Precious Plastic report, the industry is currently unsustainable,]]></description>
            <pubDate>Thu, 12 Nov 2009 12:46:49 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/innovation-may-drive-credit-industry-onwards.html</guid>
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            <title><![CDATA[Consumer credit card habits 'must improve']]></title>
            <link>http://www.moneyextra.com/news/consumer-credit-card-habits-must-improve.html</link>
            <description><![CDATA[A rise in personal insolvency rates will be seen if fixed fees and higher annual percentage rates become a feature of credit provision, it has been claimed. David Rodgers, managing director of Debt Advice]]></description>
            <pubDate>Thu, 12 Nov 2009 11:29:45 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/consumer-credit-card-habits-must-improve.html</guid>
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            <title><![CDATA[Many parents 'have no savings to fall back on']]></title>
            <link>http://www.moneyextra.com/news/many-parents-have-no-savings-to-fall-back-on.html</link>
            <description><![CDATA[Lenders should be more sympathetic when it comes to managing consumer debt, it has been claimed. David Rodgers, managing director of the Debt Advice Foundation, said solutions which aim to return some]]></description>
            <pubDate>Wed, 11 Nov 2009 15:36:29 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/many-parents-have-no-savings-to-fall-back-on.html</guid>
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            <title><![CDATA[Lenders 'should compromise on some consumer debts']]></title>
            <link>http://www.moneyextra.com/news/lenders-should-compromise-on-some-consumer-debts.html</link>
            <description><![CDATA[Lenders should be more sympathetic when it comes to managing consumer debt, it has been claimed. David Rodgers, managing director of the Debt Advice Foundation, said solutions which aim to return some]]></description>
            <pubDate>Wed, 11 Nov 2009 14:18:52 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/lenders-should-compromise-on-some-consumer-debts.html</guid>
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            <title><![CDATA[Brits 'spending thousands servicing debt']]></title>
            <link>http://www.moneyextra.com/news/brits-spending-thousands-servicing-debt.html</link>
            <description><![CDATA[Households in Britain will spend an average of &#163;5,000 over the coming year, simply paying off the interest on loans, it has been reported. According to the Precious Plastic report, published by professional]]></description>
            <pubDate>Wed, 11 Nov 2009 13:12:41 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/brits-spending-thousands-servicing-debt.html</guid>
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            <title><![CDATA[Savers 'continue to have account options']]></title>
            <link>http://www.moneyextra.com/news/savers-continue-to-have-account-options.html</link>
            <description><![CDATA[Consumers who have used up their cash ISA allowance for the year but wish to continue saving have a number of options, it has been claimed. Writing for the BBC, Bestinvest financial adviser Adrian Lowcock]]></description>
            <pubDate>Tue, 10 Nov 2009 15:20:12 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/savers-continue-to-have-account-options.html</guid>
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            <title><![CDATA[Credit 'has been too easy to access']]></title>
            <link>http://www.moneyextra.com/news/credit-has-been-too-easy-to-access.html</link>
            <description><![CDATA[It is no wonder more people are seeking help with debt, as credit has been too readily available in the past, it has been claimed. Insolvency practitioner Nick O'Reilly, a director at Vantis business recovery,]]></description>
            <pubDate>Tue, 10 Nov 2009 12:07:28 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/credit-has-been-too-easy-to-access.html</guid>
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            <title><![CDATA[Switching accounts 'helps access best savings rates']]></title>
            <link>http://www.moneyextra.com/news/switching-accounts-helps-access-best-savings-rates.html</link>
            <description><![CDATA[Consumers should consider switching accounts as they bid to access the best interest rates on savings, it has been claimed. According to James Daley, money editor at consumer group Which?, the Bank of]]></description>
            <pubDate>Mon, 09 Nov 2009 15:50:33 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/switching-accounts-helps-access-best-savings-rates.html</guid>
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            <title><![CDATA[Early action 'essential' for people in debt]]></title>
            <link>http://www.moneyextra.com/news/early-action-essential-for-people-in-debt.html</link>
            <description><![CDATA[People should be seeking help with debt problems as quickly as possible, according to one finance expert. Jessica Bown, of Talk About Debt, said it is &quot;essential&quot; for people to get the right]]></description>
            <pubDate>Mon, 09 Nov 2009 13:38:47 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/early-action-essential-for-people-in-debt.html</guid>
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            <title><![CDATA[Q3 sees rise in individual insolvencies]]></title>
            <link>http://www.moneyextra.com/news/q3-sees-rise-in-individual-insolvencies.html</link>
            <description><![CDATA[A new study has highlighted a 28.2 per cent like-for-like rise in individual insolvencies during the third quarter of the year. According to research conducted by free debt advice service Talk About Debt,]]></description>
            <pubDate>Mon, 09 Nov 2009 12:50:57 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/q3-sees-rise-in-individual-insolvencies.html</guid>
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            <title><![CDATA[Car scrappage scheme 'increases cost of personal loans']]></title>
            <link>http://www.moneyextra.com/news/car-scrappage-scheme-increases-cost-of-personal-loans.html</link>
            <description><![CDATA[People must take steps to avoid running into problem debt when they take a major loan out, it has been suggested. Steven Baillie, head of loans at Sainsbury's Finance, made the comment after his firm estimated]]></description>
            <pubDate>Fri, 06 Nov 2009 16:01:08 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/car-scrappage-scheme-increases-cost-of-personal-loans.html</guid>
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            <title><![CDATA[New Principality bond offers 4.25 per cent]]></title>
            <link>http://www.moneyextra.com/news/new-principality-bond-offers-425-per-cent.html</link>
            <description><![CDATA[Principality Building Society has introduced a new two-year fixed rate bond offering a guaranteed 4.25 per cent AER. The firm says the bond makes &quot;a great home&quot; for people's capital if they are]]></description>
            <pubDate>Fri, 06 Nov 2009 13:14:08 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/new-principality-bond-offers-425-per-cent.html</guid>
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            <title><![CDATA[Nationwide launches new Stepped Rate Bond]]></title>
            <link>http://www.moneyextra.com/news/nationwide-launches-new-stepped-rate-bond.html</link>
            <description><![CDATA[Nationwide Building Society has announced details of a new four-year Stepped Rate Bond, which offers fixed annual or monthly interest options. The annual option pays 3.75 per cent gross AER in year one,]]></description>
            <pubDate>Fri, 06 Nov 2009 11:28:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/nationwide-launches-new-stepped-rate-bond.html</guid>
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            <title><![CDATA[Government urges better financial management in 2010]]></title>
            <link>http://www.moneyextra.com/news/government-urges-better-financial-management-in-2010.html</link>
            <description><![CDATA[Consumers should celebrate the New Year when it arrives, but then get down to the business of improving their personal finances, it has been claimed. According to Directgov, the government's public services]]></description>
            <pubDate>Thu, 05 Nov 2009 16:08:49 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-urges-better-financial-management-in-2010.html</guid>
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            <title><![CDATA[Child Trust Funds 'proving most sucessful']]></title>
            <link>http://www.moneyextra.com/news/child-trust-funds-proving-most-sucessful.html</link>
            <description><![CDATA[The Child Trust Fund CTF is the most successful savings scheme in the UK, according to one provider. Families are far more engaged with this product than other long-term savings alternatives, The Children's]]></description>
            <pubDate>Thu, 05 Nov 2009 13:39:45 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/child-trust-funds-proving-most-sucessful.html</guid>
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            <title><![CDATA[Consumer group backs debt management review]]></title>
            <link>http://www.moneyextra.com/news/consumer-group-backs-debt-management-review.html</link>
            <description><![CDATA[Consumer group Which? has backed the Office of Fair Trading's OFT decision to launch a review of UK debt management practices. The review &#150; the OFT's first into the industry since 2003 - will look]]></description>
            <pubDate>Thu, 05 Nov 2009 12:19:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/consumer-group-backs-debt-management-review.html</guid>
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            <title><![CDATA[Debt advice 'sensible for those struggling with credit cards']]></title>
            <link>http://www.moneyextra.com/news/debt-advice-sensible-for-those-struggling-with-credit-cards.html</link>
            <description><![CDATA[Consumers who can only afford to make minimum monthly repayments on credit cards may have debt problems, it has been suggested. Writing for lovemoney.com, Rachel Ronson said these are set at &quot;ridiculously]]></description>
            <pubDate>Wed, 04 Nov 2009 14:53:05 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-sensible-for-those-struggling-with-credit-cards.html</guid>
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            <title><![CDATA[Savings expert calls for reversion to traditional habits]]></title>
            <link>http://www.moneyextra.com/news/savings-expert-calls-for-reversion-to-traditional-habits.html</link>
            <description><![CDATA[Consumers should be getting the most out of savings rather than speculating on short-term capital gains, it has been claimed. Independent pensions expert Stewart Ritchie was commenting after an Aegon study]]></description>
            <pubDate>Wed, 04 Nov 2009 13:29:43 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/savings-expert-calls-for-reversion-to-traditional-habits.html</guid>
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            <title><![CDATA[Scottish households 'not saving enough']]></title>
            <link>http://www.moneyextra.com/news/scottish-households-not-saving-enough.html</link>
            <description><![CDATA[A new study has identified worryingly low levels of short-term saving among Scottish consumers. Research conducted by independent pensions expert Stewart Ritchie, on behalf of Aegon, indicates that 42]]></description>
            <pubDate>Wed, 04 Nov 2009 11:46:12 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/scottish-households-not-saving-enough.html</guid>
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            <title><![CDATA[Cheshire Building Society launches new account]]></title>
            <link>http://www.moneyextra.com/news/cheshire-building-society-launches-new-account.html</link>
            <description><![CDATA[Cheshire Building Society has unveiled a new 30 Day Postal Saver Account offering a bonus rate of three per cent gross/AER. The account offers a variable conditional bonus on a minimum deposit of &#163;1,000]]></description>
            <pubDate>Tue, 03 Nov 2009 15:30:27 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/cheshire-building-society-launches-new-account.html</guid>
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            <title><![CDATA[Debt 'still increasing' in the UK]]></title>
            <link>http://www.moneyextra.com/news/debt-still-increasing-in-the-uk.html</link>
            <description><![CDATA[A home is being repossessed every 11 and a half minutes in the UK, it has been reported. Latest figures from Credit Action show that the recession is starting to affect more households, with an increase]]></description>
            <pubDate>Tue, 03 Nov 2009 12:38:32 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-still-increasing-in-the-uk.html</guid>
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            <title><![CDATA[Axa: Too few UK workers saving for retirement]]></title>
            <link>http://www.moneyextra.com/news/axa-too-few-uk-workers-saving-for-retirement.html</link>
            <description><![CDATA[More and more people are looking to rely on the state pension when they retire, it has been reported. According to research conducted by Axa, 64 per cent of UK employees are not saving into any scheme]]></description>
            <pubDate>Tue, 03 Nov 2009 11:30:28 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/axa-too-few-uk-workers-saving-for-retirement.html</guid>
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            <title><![CDATA[Credit Action: Running up debts now more difficult]]></title>
            <link>http://www.moneyextra.com/news/credit-action-running-up-debts-now-more-difficult.html</link>
            <description><![CDATA[It is now more difficult for consumers to run up huge plastic card debts unchecked, according to Credit Action. Chris Tapp, director of the money education charity, said it is harder now to get a credit]]></description>
            <pubDate>Mon, 02 Nov 2009 15:40:42 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/credit-action-running-up-debts-now-more-difficult.html</guid>
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            <title><![CDATA[Government 'must encourage long-term savings']]></title>
            <link>http://www.moneyextra.com/news/government-must-encourage-long-term-savings.html</link>
            <description><![CDATA[The government must make every effort to deliver a clear message about the benefits of long-term saving, it has been claimed. Richard Saunders, chief executive of the Investment Management Association,]]></description>
            <pubDate>Mon, 02 Nov 2009 13:29:30 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-must-encourage-long-term-savings.html</guid>
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            <title><![CDATA[Consumers 'still reliant upon credit cards']]></title>
            <link>http://www.moneyextra.com/news/consumers-still-reliant-upon-credit-cards.html</link>
            <description><![CDATA[Many consumers are still as reliant upon credit cards and borrowing money as they have been in the past, it has been claimed. Commenting after the Bank of England reported that lending to consumers increased]]></description>
            <pubDate>Mon, 02 Nov 2009 12:30:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/consumers-still-reliant-upon-credit-cards.html</guid>
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            <title><![CDATA[Getting Debt Advice in Ayrshire]]></title>
            <link>http://www.moneyextra.com/news/getting-debt-advice-in-ayrshire.html</link>
            <description><![CDATA[Scots often pride themselves on being careful with money and not being profligate with it, but debt is not something that is unknown in Scotland and many people do find that debt is something that starts to take hold of their lives and then can easily get out of control. If you consider that the average Scot owes something like &#163;31,000 per head, then it becomes clear that debt is not something that happens to other people it can happen to anyone and everyone.]]></description>
            <pubDate>Fri, 30 Oct 2009 15:35:09 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/getting-debt-advice-in-ayrshire.html</guid>
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            <title><![CDATA[Brits 'saving money by in-tertaining']]></title>
            <link>http://www.moneyextra.com/news/brits-saving-money-by-in-tertaining.html</link>
            <description><![CDATA[British consumers are increasingly entertaining themselves in their homes as they bid to reduce expenditure, it has been claimed. According to Abbey Savings, by cutting back on entertainment costs such]]></description>
            <pubDate>Fri, 30 Oct 2009 13:53:00 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/brits-saving-money-by-in-tertaining.html</guid>
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            <title><![CDATA[Debt Advice in Tunbridge Wells]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-tunbridge-wells.html</link>
            <description><![CDATA[The whole concept of debt advice in Tunbridge Wells may be an anathema to many people: Debt advice, Tunbridge Wells?  No, there is no need for that! After all, Tunbridge Wells has long been associated with being part of Middle England, not fabulously wealthy, but comfortably off. It has also enjoyed a real reputation for being very solidly middle class. The concept of Mrs Disgusted of Tunbridge Wells who would always write in to TV stations after something mildly risqu had been shown on TV is still etched in many peoples minds.]]></description>
            <pubDate>Fri, 30 Oct 2009 09:57:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-tunbridge-wells.html</guid>
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            <title><![CDATA[Credit card regulation 'will help consumers manage finances']]></title>
            <link>http://www.moneyextra.com/news/credit-card-regulation-will-help-consumers-manage-finances.html</link>
            <description><![CDATA[New government regulations on credit cards could help reduce the number of people seeking debt advice, it has been suggested. According to a spokesperson for the Consumer Credit Counselling Service CCCS,]]></description>
            <pubDate>Thu, 29 Oct 2009 16:48:21 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/credit-card-regulation-will-help-consumers-manage-finances.html</guid>
        </item>
        <item>
            <title><![CDATA[Government to outlaw 'unfair' credit practices]]></title>
            <link>http://www.moneyextra.com/news/government-to-outlaw-unfair-credit-practices.html</link>
            <description><![CDATA[The government has announced plans to tackle 'unfair' credit card practices and charges. According to the Department for Business Innovation and Skills, such charges could be outlawed under new proposals,]]></description>
            <pubDate>Thu, 29 Oct 2009 16:47:57 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-to-outlaw-unfair-credit-practices.html</guid>
        </item>
        <item>
            <title><![CDATA[Is Debt Advice Free in Colchester?]]></title>
            <link>http://www.moneyextra.com/news/is-debt-advice-free-in-colchester.html</link>
            <description><![CDATA[Many people may shy away from seeking out professional help with their debts, not because they are ashamed or embarrassed about their debts, but because they think that they will have to pay for advice and of course, when you are in debt, the last thing that you want to do is to have to pay for advice about how to get out of debt, since this would only make things worse.]]></description>
            <pubDate>Thu, 29 Oct 2009 12:28:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/is-debt-advice-free-in-colchester.html</guid>
        </item>
        <item>
            <title><![CDATA[Banks 'forced' to raise personal loan rates]]></title>
            <link>http://www.moneyextra.com/news/banks-forced-to-raise-personal-loan-rates.html</link>
            <description><![CDATA[Personal loan rates are rising as the banks attempt to shore up the losses they have made over the last two years, it has been claimed. According to journalist and author Jasmine Birtles, the founder of]]></description>
            <pubDate>Wed, 28 Oct 2009 15:37:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/banks-forced-to-raise-personal-loan-rates.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Advice in Torquay]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-torquay.html</link>
            <description><![CDATA[Many people associate Torquay with the good times, after all it is part Of the English Riviera, so where better place to go to and relax, have a good time and enjoy the most of the English sunshine. But for many people who live in Torquay, life can be a little tough. Although there are a lot of jobs around in the form of holiday related jobs, these are traditionally not very well paid and people can often struggle to get on the property ladder: and that was before the credit crunch!]]></description>
            <pubDate>Wed, 28 Oct 2009 14:13:32 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-torquay.html</guid>
        </item>
        <item>
            <title><![CDATA[NS&I launches new bonds]]></title>
            <link>http://www.moneyextra.com/news/nsandi-launches-new-bonds.html</link>
            <description><![CDATA[National Savings and Investments NS&amp;I has released new Issues of its Guaranteed Growth Bonds and Guaranteed Income Bonds. Rates of up to 4.60 per cent AER will be available, while the interest rates]]></description>
            <pubDate>Wed, 28 Oct 2009 13:46:07 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/nsandi-launches-new-bonds.html</guid>
        </item>
        <item>
            <title><![CDATA[Shunning ISAs 'amounts to throwing money away']]></title>
            <link>http://www.moneyextra.com/news/shunning-isas-amounts-to-throwing-money-away.html</link>
            <description><![CDATA[Savers who fail to use their annual ISA allowance are simply giving money away, it has been claimed. Paul Kennedy, director of tax wrapper and trust planning at Fidelity International, said consumers who]]></description>
            <pubDate>Wed, 28 Oct 2009 11:51:43 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/shunning-isas-amounts-to-throwing-money-away.html</guid>
        </item>
        <item>
            <title><![CDATA[Securing Debt Advice in Cardiff]]></title>
            <link>http://www.moneyextra.com/news/securing-debt-advice-in-cardiff.html</link>
            <description><![CDATA[Cardiff is undoubtedly a city that ahs embraced the 21st Century. It is a city that is vibrant with a real caf culture and a student population that certainly helps make it feel an exciting and buzzing place. But for some people, life in Cardiff can be depressing and stressful, especially for people who are living in debt.]]></description>
            <pubDate>Wed, 28 Oct 2009 10:42:19 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/securing-debt-advice-in-cardiff.html</guid>
        </item>
        <item>
            <title><![CDATA['Huge returns' for ISA savers]]></title>
            <link>http://www.moneyextra.com/news/huge-returns-for-isa-savers.html</link>
            <description><![CDATA[Consumers who save in an ISA could increase their investment returns by as much as 126 per cent, it has been claimed. According to Fidelity International, the extended annual allowance for over 50s has]]></description>
            <pubDate>Tue, 27 Oct 2009 15:01:28 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/huge-returns-for-isa-savers.html</guid>
        </item>

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