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        <title>Moneyextra Personal Finance News</title>
        <description>Visit Moneyextra.com for news and features on all aspects of personal finance. Moneyextra.com offers independent unbiased financial guides and services. Moneyextra.com has powerful online comparison tools that are backed up by a telephone-based advice centre staffed by qualified independent financial advisers.</description>
        <link>http://www.moneyextra.com/</link>
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        <pubDate>Sun, 08 Nov 2009 18:00:03 +0000</pubDate>
        <lastBuildDate>Sun, 08 Nov 2009 18:00:03 +0000</lastBuildDate>
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            <title>Moneyextra Personal Finance News</title>
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            <title><![CDATA[Car scrappage scheme 'increases cost of personal loans']]></title>
            <link>http://www.moneyextra.com/news/car-scrappage-scheme-increases-cost-of-personal-loans.html</link>
            <description><![CDATA[People must take steps to avoid running into problem debt when they take a major loan out, it has been suggested. Steven Baillie, head of loans at Sainsbury's Finance, made the comment after his firm estimated]]></description>
            <pubDate>Fri, 06 Nov 2009 16:01:08 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/car-scrappage-scheme-increases-cost-of-personal-loans.html</guid>
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            <title><![CDATA[New Principality bond offers 4.25 per cent]]></title>
            <link>http://www.moneyextra.com/news/new-principality-bond-offers-425-per-cent.html</link>
            <description><![CDATA[Principality Building Society has introduced a new two-year fixed rate bond offering a guaranteed 4.25 per cent AER. The firm says the bond makes &quot;a great home&quot; for people's capital if they are]]></description>
            <pubDate>Fri, 06 Nov 2009 13:14:08 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/new-principality-bond-offers-425-per-cent.html</guid>
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            <title><![CDATA[Nationwide launches new Stepped Rate Bond]]></title>
            <link>http://www.moneyextra.com/news/nationwide-launches-new-stepped-rate-bond.html</link>
            <description><![CDATA[Nationwide Building Society has announced details of a new four-year Stepped Rate Bond, which offers fixed annual or monthly interest options. The annual option pays 3.75 per cent gross AER in year one,]]></description>
            <pubDate>Fri, 06 Nov 2009 11:28:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/nationwide-launches-new-stepped-rate-bond.html</guid>
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            <title><![CDATA[Government urges better financial management in 2010]]></title>
            <link>http://www.moneyextra.com/news/government-urges-better-financial-management-in-2010.html</link>
            <description><![CDATA[Consumers should celebrate the New Year when it arrives, but then get down to the business of improving their personal finances, it has been claimed. According to Directgov, the government's public services]]></description>
            <pubDate>Thu, 05 Nov 2009 16:08:49 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-urges-better-financial-management-in-2010.html</guid>
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            <title><![CDATA[Child Trust Funds 'proving most sucessful']]></title>
            <link>http://www.moneyextra.com/news/child-trust-funds-proving-most-sucessful.html</link>
            <description><![CDATA[The Child Trust Fund CTF is the most successful savings scheme in the UK, according to one provider. Families are far more engaged with this product than other long-term savings alternatives, The Children's]]></description>
            <pubDate>Thu, 05 Nov 2009 13:39:45 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/child-trust-funds-proving-most-sucessful.html</guid>
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            <title><![CDATA[Consumer group backs debt management review]]></title>
            <link>http://www.moneyextra.com/news/consumer-group-backs-debt-management-review.html</link>
            <description><![CDATA[Consumer group Which? has backed the Office of Fair Trading's OFT decision to launch a review of UK debt management practices. The review &#150; the OFT's first into the industry since 2003 - will look]]></description>
            <pubDate>Thu, 05 Nov 2009 12:19:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/consumer-group-backs-debt-management-review.html</guid>
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            <title><![CDATA[Debt advice 'sensible for those struggling with credit cards']]></title>
            <link>http://www.moneyextra.com/news/debt-advice-sensible-for-those-struggling-with-credit-cards.html</link>
            <description><![CDATA[Consumers who can only afford to make minimum monthly repayments on credit cards may have debt problems, it has been suggested. Writing for lovemoney.com, Rachel Ronson said these are set at &quot;ridiculously]]></description>
            <pubDate>Wed, 04 Nov 2009 14:53:05 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-sensible-for-those-struggling-with-credit-cards.html</guid>
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            <title><![CDATA[Savings expert calls for reversion to traditional habits]]></title>
            <link>http://www.moneyextra.com/news/savings-expert-calls-for-reversion-to-traditional-habits.html</link>
            <description><![CDATA[Consumers should be getting the most out of savings rather than speculating on short-term capital gains, it has been claimed. Independent pensions expert Stewart Ritchie was commenting after an Aegon study]]></description>
            <pubDate>Wed, 04 Nov 2009 13:29:43 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/savings-expert-calls-for-reversion-to-traditional-habits.html</guid>
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            <title><![CDATA[Scottish households 'not saving enough']]></title>
            <link>http://www.moneyextra.com/news/scottish-households-not-saving-enough.html</link>
            <description><![CDATA[A new study has identified worryingly low levels of short-term saving among Scottish consumers. Research conducted by independent pensions expert Stewart Ritchie, on behalf of Aegon, indicates that 42]]></description>
            <pubDate>Wed, 04 Nov 2009 11:46:12 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/scottish-households-not-saving-enough.html</guid>
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            <title><![CDATA[Cheshire Building Society launches new account]]></title>
            <link>http://www.moneyextra.com/news/cheshire-building-society-launches-new-account.html</link>
            <description><![CDATA[Cheshire Building Society has unveiled a new 30 Day Postal Saver Account offering a bonus rate of three per cent gross/AER. The account offers a variable conditional bonus on a minimum deposit of &#163;1,000]]></description>
            <pubDate>Tue, 03 Nov 2009 15:30:27 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/cheshire-building-society-launches-new-account.html</guid>
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            <title><![CDATA[Debt 'still increasing' in the UK]]></title>
            <link>http://www.moneyextra.com/news/debt-still-increasing-in-the-uk.html</link>
            <description><![CDATA[A home is being repossessed every 11 and a half minutes in the UK, it has been reported. Latest figures from Credit Action show that the recession is starting to affect more households, with an increase]]></description>
            <pubDate>Tue, 03 Nov 2009 12:38:32 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-still-increasing-in-the-uk.html</guid>
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            <title><![CDATA[Axa: Too few UK workers saving for retirement]]></title>
            <link>http://www.moneyextra.com/news/axa-too-few-uk-workers-saving-for-retirement.html</link>
            <description><![CDATA[More and more people are looking to rely on the state pension when they retire, it has been reported. According to research conducted by Axa, 64 per cent of UK employees are not saving into any scheme]]></description>
            <pubDate>Tue, 03 Nov 2009 11:30:28 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/axa-too-few-uk-workers-saving-for-retirement.html</guid>
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            <title><![CDATA[Credit Action: Running up debts now more difficult]]></title>
            <link>http://www.moneyextra.com/news/credit-action-running-up-debts-now-more-difficult.html</link>
            <description><![CDATA[It is now more difficult for consumers to run up huge plastic card debts unchecked, according to Credit Action. Chris Tapp, director of the money education charity, said it is harder now to get a credit]]></description>
            <pubDate>Mon, 02 Nov 2009 15:40:42 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/credit-action-running-up-debts-now-more-difficult.html</guid>
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            <title><![CDATA[Government 'must encourage long-term savings']]></title>
            <link>http://www.moneyextra.com/news/government-must-encourage-long-term-savings.html</link>
            <description><![CDATA[The government must make every effort to deliver a clear message about the benefits of long-term saving, it has been claimed. Richard Saunders, chief executive of the Investment Management Association,]]></description>
            <pubDate>Mon, 02 Nov 2009 13:29:30 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-must-encourage-long-term-savings.html</guid>
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            <title><![CDATA[Consumers 'still reliant upon credit cards']]></title>
            <link>http://www.moneyextra.com/news/consumers-still-reliant-upon-credit-cards.html</link>
            <description><![CDATA[Many consumers are still as reliant upon credit cards and borrowing money as they have been in the past, it has been claimed. Commenting after the Bank of England reported that lending to consumers increased]]></description>
            <pubDate>Mon, 02 Nov 2009 12:30:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/consumers-still-reliant-upon-credit-cards.html</guid>
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            <title><![CDATA[Getting Debt Advice in Ayrshire]]></title>
            <link>http://www.moneyextra.com/news/getting-debt-advice-in-ayrshire.html</link>
            <description><![CDATA[Scots often pride themselves on being careful with money and not being profligate with it, but debt is not something that is unknown in Scotland and many people do find that debt is something that starts to take hold of their lives and then can easily get out of control. If you consider that the average Scot owes something like &#163;31,000 per head, then it becomes clear that debt is not something that happens to other people it can happen to anyone and everyone.]]></description>
            <pubDate>Fri, 30 Oct 2009 15:35:09 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/getting-debt-advice-in-ayrshire.html</guid>
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            <title><![CDATA[Brits 'saving money by in-tertaining']]></title>
            <link>http://www.moneyextra.com/news/brits-saving-money-by-in-tertaining.html</link>
            <description><![CDATA[British consumers are increasingly entertaining themselves in their homes as they bid to reduce expenditure, it has been claimed. According to Abbey Savings, by cutting back on entertainment costs such]]></description>
            <pubDate>Fri, 30 Oct 2009 13:53:00 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/brits-saving-money-by-in-tertaining.html</guid>
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            <title><![CDATA[Debt Advice in Tunbridge Wells]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-tunbridge-wells.html</link>
            <description><![CDATA[The whole concept of debt advice in Tunbridge Wells may be an anathema to many people: Debt advice, Tunbridge Wells?  No, there is no need for that! After all, Tunbridge Wells has long been associated with being part of Middle England, not fabulously wealthy, but comfortably off. It has also enjoyed a real reputation for being very solidly middle class. The concept of Mrs Disgusted of Tunbridge Wells who would always write in to TV stations after something mildly risqu had been shown on TV is still etched in many peoples minds.]]></description>
            <pubDate>Fri, 30 Oct 2009 09:57:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-tunbridge-wells.html</guid>
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            <title><![CDATA[Credit card regulation 'will help consumers manage finances']]></title>
            <link>http://www.moneyextra.com/news/credit-card-regulation-will-help-consumers-manage-finances.html</link>
            <description><![CDATA[New government regulations on credit cards could help reduce the number of people seeking debt advice, it has been suggested. According to a spokesperson for the Consumer Credit Counselling Service CCCS,]]></description>
            <pubDate>Thu, 29 Oct 2009 16:48:21 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/credit-card-regulation-will-help-consumers-manage-finances.html</guid>
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            <title><![CDATA[Government to outlaw 'unfair' credit practices]]></title>
            <link>http://www.moneyextra.com/news/government-to-outlaw-unfair-credit-practices.html</link>
            <description><![CDATA[The government has announced plans to tackle 'unfair' credit card practices and charges. According to the Department for Business Innovation and Skills, such charges could be outlawed under new proposals,]]></description>
            <pubDate>Thu, 29 Oct 2009 16:47:57 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/government-to-outlaw-unfair-credit-practices.html</guid>
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            <title><![CDATA[Is Debt Advice Free in Colchester?]]></title>
            <link>http://www.moneyextra.com/news/is-debt-advice-free-in-colchester.html</link>
            <description><![CDATA[Many people may shy away from seeking out professional help with their debts, not because they are ashamed or embarrassed about their debts, but because they think that they will have to pay for advice and of course, when you are in debt, the last thing that you want to do is to have to pay for advice about how to get out of debt, since this would only make things worse.]]></description>
            <pubDate>Thu, 29 Oct 2009 12:28:44 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/is-debt-advice-free-in-colchester.html</guid>
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            <title><![CDATA[Banks 'forced' to raise personal loan rates]]></title>
            <link>http://www.moneyextra.com/news/banks-forced-to-raise-personal-loan-rates.html</link>
            <description><![CDATA[Personal loan rates are rising as the banks attempt to shore up the losses they have made over the last two years, it has been claimed. According to journalist and author Jasmine Birtles, the founder of]]></description>
            <pubDate>Wed, 28 Oct 2009 15:37:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/banks-forced-to-raise-personal-loan-rates.html</guid>
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            <title><![CDATA[Debt Advice in Torquay]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-torquay.html</link>
            <description><![CDATA[Many people associate Torquay with the good times, after all it is part Of the English Riviera, so where better place to go to and relax, have a good time and enjoy the most of the English sunshine. But for many people who live in Torquay, life can be a little tough. Although there are a lot of jobs around in the form of holiday related jobs, these are traditionally not very well paid and people can often struggle to get on the property ladder: and that was before the credit crunch!]]></description>
            <pubDate>Wed, 28 Oct 2009 14:13:32 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-torquay.html</guid>
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            <title><![CDATA[NS&I launches new bonds]]></title>
            <link>http://www.moneyextra.com/news/nsandi-launches-new-bonds.html</link>
            <description><![CDATA[National Savings and Investments NS&amp;I has released new Issues of its Guaranteed Growth Bonds and Guaranteed Income Bonds. Rates of up to 4.60 per cent AER will be available, while the interest rates]]></description>
            <pubDate>Wed, 28 Oct 2009 13:46:07 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/nsandi-launches-new-bonds.html</guid>
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            <title><![CDATA[Shunning ISAs 'amounts to throwing money away']]></title>
            <link>http://www.moneyextra.com/news/shunning-isas-amounts-to-throwing-money-away.html</link>
            <description><![CDATA[Savers who fail to use their annual ISA allowance are simply giving money away, it has been claimed. Paul Kennedy, director of tax wrapper and trust planning at Fidelity International, said consumers who]]></description>
            <pubDate>Wed, 28 Oct 2009 11:51:43 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/shunning-isas-amounts-to-throwing-money-away.html</guid>
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            <title><![CDATA[Securing Debt Advice in Cardiff]]></title>
            <link>http://www.moneyextra.com/news/securing-debt-advice-in-cardiff.html</link>
            <description><![CDATA[Cardiff is undoubtedly a city that ahs embraced the 21st Century. It is a city that is vibrant with a real caf culture and a student population that certainly helps make it feel an exciting and buzzing place. But for some people, life in Cardiff can be depressing and stressful, especially for people who are living in debt.]]></description>
            <pubDate>Wed, 28 Oct 2009 10:42:19 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/securing-debt-advice-in-cardiff.html</guid>
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            <title><![CDATA['Huge returns' for ISA savers]]></title>
            <link>http://www.moneyextra.com/news/huge-returns-for-isa-savers.html</link>
            <description><![CDATA[Consumers who save in an ISA could increase their investment returns by as much as 126 per cent, it has been claimed. According to Fidelity International, the extended annual allowance for over 50s has]]></description>
            <pubDate>Tue, 27 Oct 2009 15:01:28 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/huge-returns-for-isa-savers.html</guid>
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            <title><![CDATA[Santander Zero credit card 'can help limit holiday debts']]></title>
            <link>http://www.moneyextra.com/news/santander-zero-credit-card-can-help-limit-holiday-debts.html</link>
            <description><![CDATA[Families wishing to take holidays during the October half-term break can avoid running up debts by using the Santander Zero credit card, it has been claimed. Commenting after the bank reported that the]]></description>
            <pubDate>Tue, 27 Oct 2009 13:21:51 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/santander-zero-credit-card-can-help-limit-holiday-debts.html</guid>
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            <title><![CDATA[UK personal debt 'preventing exit from recession']]></title>
            <link>http://www.moneyextra.com/news/uk-personal-debt-preventing-exit-from-recession.html</link>
            <description><![CDATA[High levels of personal debt in the UK may be hindering the nation's ability to recover from the global economic downturn, it has been suggested. Commenting after gross domestic product figures for the]]></description>
            <pubDate>Tue, 27 Oct 2009 12:39:07 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/uk-personal-debt-preventing-exit-from-recession.html</guid>
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            <title><![CDATA[Parents using savings 'to get children on housing ladder']]></title>
            <link>http://www.moneyextra.com/news/parents-using-savings-to-get-children-on-housing-ladder.html</link>
            <description><![CDATA[Many parents are raiding their savings accounts to help their children take advantage of the housing market slump, it has been reported. According to Lloyds TSB, some 23 per cent of parents have, or plan]]></description>
            <pubDate>Mon, 26 Oct 2009 14:06:21 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/parents-using-savings-to-get-children-on-housing-ladder.html</guid>
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            <title><![CDATA[Brits staying in to save money during recession]]></title>
            <link>http://www.moneyextra.com/news/brits-staying-in-to-save-money-during-recession.html</link>
            <description><![CDATA[British consumers are increasingly attempting to limit their spending by socialising at home rather than going out, it has been reported. Research conducted by Friends Provident indicates that 35 per cent]]></description>
            <pubDate>Mon, 26 Oct 2009 11:44:48 +0000</pubDate>
            <guid>http://www.moneyextra.com/news/brits-staying-in-to-save-money-during-recession.html</guid>
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            <title><![CDATA[Seeking help with debt]]></title>
            <link>http://www.moneyextra.com/news/seeking-help-with-debt.html</link>
            <description><![CDATA[Whether it comes from problems in keeping up with monthly loan payments, falling behind on utility bills or defaulting on credit cards, those who have accumulated significant debts are likely to find themselves under major pressure.And those who are unable to clear their debt in full will find interest accumulating, increasing the overall amount they owe.]]></description>
            <pubDate>Fri, 23 Oct 2009 15:12:52 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/seeking-help-with-debt.html</guid>
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            <title><![CDATA[Warning issued over claims management firms]]></title>
            <link>http://www.moneyextra.com/news/warning-issued-over-claims-management-firms.html</link>
            <description><![CDATA[Consumers may be better off seeking free debt advice than using claims management firms, it has been suggested. According to myfinances.co.uk, there has been a rapid rise in the number of companies claiming]]></description>
            <pubDate>Fri, 23 Oct 2009 15:01:33 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/warning-issued-over-claims-management-firms.html</guid>
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            <title><![CDATA[Budgeting 'helps avoid debts at Christmas']]></title>
            <link>http://www.moneyextra.com/news/budgeting-helps-avoid-debts-at-christmas.html</link>
            <description><![CDATA[Consumers seeking to avoid running in to debt at Christmas time should ensure they budget for the festive period, it has been claimed. According to goodtoknow.co.uk, it is crucial for people to be realistic]]></description>
            <pubDate>Fri, 23 Oct 2009 13:53:26 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/budgeting-helps-avoid-debts-at-christmas.html</guid>
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            <title><![CDATA[Getting the most out of savings]]></title>
            <link>http://www.moneyextra.com/news/getting-the-most-out-of-savings.html</link>
            <description><![CDATA[Whether people are saving up to fund a specific purchase or are just putting money away for a rainy day, consumers should look to take steps to make the most of their cash. The most effective way to do this is to obtain an account that offers the best savings rate. In doing so, people will be able to benefit from an attractive interest rate. And regardless of the manner in which they choose to invest - whether it is via a one-off lump sum upon opening an account or making regular repayments - consumers could soon find that they have generated a tidy sum of cash.]]></description>
            <pubDate>Fri, 23 Oct 2009 13:34:50 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/getting-the-most-out-of-savings.html</guid>
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            <title><![CDATA[Debt Advice Edinburgh: Is This An Irrelevance?]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-edinburgh-is-this-an-irrelevance.html</link>
            <description><![CDATA[Edinburgh is an affluent city. It is the home to the Scottish Parliament, the former home of the financial sector of Scotland a place where the wealthy send their offspring to be educated. Although Edinburgh has been hit by the recession and of course, the financial sector was crippled by the banking crisis of 2008-2009, it still remains a place that has pockets of great wealth and affluence. Indeed many people have been largely unaffected by the recession in terms of their quality of life.]]></description>
            <pubDate>Fri, 23 Oct 2009 10:28:59 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-edinburgh-is-this-an-irrelevance.html</guid>
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            <title><![CDATA[ISAs 'beneficial regardless of capital']]></title>
            <link>http://www.moneyextra.com/news/isas-beneficial-regardless-of-capital.html</link>
            <description><![CDATA[Consumers do not need to save a small fortune in an ISA account to yield a valuable return, it has been suggested. According to Danny Cox, head of advice at Hargreaves Lansdown, underestimating the value]]></description>
            <pubDate>Thu, 22 Oct 2009 15:05:42 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/isas-beneficial-regardless-of-capital.html</guid>
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            <title><![CDATA[NS&I changes bond investment procedure]]></title>
            <link>http://www.moneyextra.com/news/nsandi-changes-bond-investment-procedure.html</link>
            <description><![CDATA[National Savings &amp; Investments NS&amp;I has announced changes to the way customers can invest in its Guaranteed Growth Bonds and Guaranteed Income Bonds. From Monday October 26th, these products]]></description>
            <pubDate>Thu, 22 Oct 2009 14:29:05 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/nsandi-changes-bond-investment-procedure.html</guid>
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            <title><![CDATA[Number of free debt advice calls 'increasing']]></title>
            <link>http://www.moneyextra.com/news/number-of-free-debt-advice-calls-increasing.html</link>
            <description><![CDATA[The number of calls being made for free debt advice to the Insolvency Helpline has increased, it has been claimed. According to a spokesperson for the service, the number of calls has risen by 30 per cent]]></description>
            <pubDate>Thu, 22 Oct 2009 12:58:11 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/number-of-free-debt-advice-calls-increasing.html</guid>
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            <title><![CDATA[Offshore bonds 'can help maximise income']]></title>
            <link>http://www.moneyextra.com/news/offshore-bonds-can-help-maximise-income.html</link>
            <description><![CDATA[Savers can use tax-free offshore bonds to maximise their income, one money expert has suggested. According to Peter McGahan, managing director at Worldwide Financial Planning, this simple investment opportunity]]></description>
            <pubDate>Wed, 21 Oct 2009 13:54:03 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/offshore-bonds-can-help-maximise-income.html</guid>
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            <title><![CDATA[Citizens Advice warning over consumer fuel debt]]></title>
            <link>http://www.moneyextra.com/news/citizens-advice-warning-over-consumer-fuel-debt.html</link>
            <description><![CDATA[A 46 per cent rise in the number of consumers with fuel debts has been seen during the first two quarters of 2009, it has been reported. According to the Citizens Advice Bureau, this latest surge continues]]></description>
            <pubDate>Wed, 21 Oct 2009 12:43:02 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/citizens-advice-warning-over-consumer-fuel-debt.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Advice in Frome]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-frome.html</link>
            <description><![CDATA[Frome is a picture postcard little market town in Somerset. With a long history, vibrant atmosphere, relatively affluent population of less than 30,000 and a good tourism industry, you may well think that Frome is completely oblivious to any problems of the 21st Century.]]></description>
            <pubDate>Tue, 20 Oct 2009 14:48:48 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-frome.html</guid>
        </item>
        <item>
            <title><![CDATA[Scottish Widows Bank launches online account]]></title>
            <link>http://www.moneyextra.com/news/scottish-widows-bank-launches-online-account.html</link>
            <description><![CDATA[Scottish Widows Bank has launched a new Internet Saver Account for personal funds, which may be of interest to consumers seeking the best interest rates on savings. The online account has a variable interest]]></description>
            <pubDate>Tue, 20 Oct 2009 10:17:30 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/scottish-widows-bank-launches-online-account.html</guid>
        </item>
        <item>
            <title><![CDATA[Increased credit checks 'possible' as FSA counters bad debt]]></title>
            <link>http://www.moneyextra.com/news/increased-credit-checks-possible-as-fsa-counters-bad-debt.html</link>
            <description><![CDATA[The Financial Services Authority FSA is proposing that mortgage lenders will have to carry out more comprehensive credit checks on potential borrowers. Increased credit checks will need to be carried]]></description>
            <pubDate>Tue, 20 Oct 2009 10:17:19 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/increased-credit-checks-possible-as-fsa-counters-bad-debt.html</guid>
        </item>
        <item>
            <title><![CDATA[Serious debt 'affects work and life quality']]></title>
            <link>http://www.moneyextra.com/news/serious-debt-affects-work-and-life-quality.html</link>
            <description><![CDATA[Falling into serious debt can affect the quality of your life, a new study has indicated. Research conducted by talkaboutdebt.co.uk indicates that 27 per cent of those with major financial concerns believe]]></description>
            <pubDate>Tue, 20 Oct 2009 10:17:06 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/serious-debt-affects-work-and-life-quality.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Recovery Advice]]></title>
            <link>http://www.moneyextra.com/news/debt-recovery-advice.html</link>
            <description><![CDATA[Many people find themselves in debt through no fault of their own. In other words, they have not led a lifestyle that was beyond their means, they have not tried to keep up with the Jones at all costs, but they may be in debt because they have loaned someone money, or they have entered into some kind of financial transaction that has, to whatever degree gone wrong.]]></description>
            <pubDate>Tue, 20 Oct 2009 09:20:05 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-recovery-advice.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Advice -Glasgow and Its Suburbs]]></title>
            <link>http://www.moneyextra.com/news/debt-advice--glasgow-and-its-suburbs.html</link>
            <description><![CDATA[Glasgow has emerged as something of a Celtic tiger in the last few years. It has, to a large extent, dropped its image of being a poor, violent city that is full of people who are heavy drinkers and a large population of drug takers. Now Glasgow has a caf culture, a culture of people socially drinking, earning good money, enjoying fine food, with an enhanced quality of life and a great deal of economic freedom, to spend as they wish in the fine shops that are now commonplace in Glasgow.]]></description>
            <pubDate>Tue, 20 Oct 2009 09:11:24 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice--glasgow-and-its-suburbs.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Advice In Northampton]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-in-northampton.html</link>
            <description><![CDATA[Debt advice in Northampton is widely available and the really good thing is that debt advice in Northampton can be obtained completely free of charge! Many people wrongly assume that debt advice is so specialised that it is something that you have to pay for, but this simply isnt true.]]></description>
            <pubDate>Mon, 19 Oct 2009 13:42:50 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-in-northampton.html</guid>
        </item>
        <item>
            <title><![CDATA[Does the Government Give Debt Advice?]]></title>
            <link>http://www.moneyextra.com/news/does-the-government-give-debt-advice.html</link>
            <description><![CDATA[Many people are simply unaware that the Government does indeed provide debt advice to people who have got themselves into difficulty and need debt advice, to be able to sort out their finances and get back on track.]]></description>
            <pubDate>Mon, 19 Oct 2009 11:34:30 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/does-the-government-give-debt-advice.html</guid>
        </item>
        <item>
            <title><![CDATA[Debt Advice: National or Regional?]]></title>
            <link>http://www.moneyextra.com/news/debt-advice-national-or-regional.html</link>
            <description><![CDATA[Debt advice is available on a national level, so in some instances it is possible to access national debt advice, but you should be aware that if you live in Scotland then you may need different debt advice than if you lived in Northern Ireland or Wales.]]></description>
            <pubDate>Mon, 19 Oct 2009 10:56:37 +0100</pubDate>
            <guid>http://www.moneyextra.com/news/debt-advice-national-or-regional.html</guid>
        </item>

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