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<title>Moneyextra Credit Cards News</title><link>http://www.moneyextra.com</link><description>Visit Moneyextra.com for guides, news and features on credit cards, debit cards, store cards and charge cards. Moneyextra.com has independent unbiased guides and services with powerful credit card comparison tools allowing you to find the best credit card for your circumstances.</description><language>en-gb</language><pubDate>Mon, 19 Oct 2009 10:30:01 +0100</pubDate><ttl>30</ttl><category>Moneyextra Credit Cards News</category><subject>Homepage</subject><date>2009-10-19T10:30:01+01:00</date><language>en-gb</language><image>
<link>http://www.moneyextra.com</link>
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		<title>Switching credit cards 'can limit debt'</title>
		<link>http://www.moneyextra.com/news/switching-credit-cards-can-limit-debt.html</link>
		<description><![CDATA[The Saga Group has offered free debt advice to consumers, urging them to switch credit cards in a bid to reduce their outgoings. According to the firm, if all credit card providers had acted to reflect]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 13 Oct 2009 12:40:48 +0100</pubdate>
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		<title>Halifax has no plans to restrict credit applications</title>
		<link>http://www.moneyextra.com/news/halifax-has-no-plans-to-restrict-credit-applications.html</link>
		<description><![CDATA[Halifax has confirmed that it will continue to provide access to credit for both new and existing customers. The firm made the announcement after Natwest changed the way it administers credit cards, with]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 07 Oct 2009 13:22:52 +0100</pubdate>
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	<item key="2">
		<title>Woman freed from credit card debt over PPI sale</title>
		<link>http://www.moneyextra.com/news/woman-freed-from-credit-card-debt-over-ppi-sale.html</link>
		<description><![CDATA[A woman has been freed from an &amp;#163;8,000 credit card debt following a court ruling. MBNA had sought repayment from Lynne Thorius, although a judge decided this was unfair because of the way she had been]]></description>
		<category>Credit Cards News</category>
		<pubdate>Thu, 01 Oct 2009 13:08:38 +0100</pubdate>
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	<item key="3">
		<title>FSA to take action on payment protection insurance</title>
		<link>http://www.moneyextra.com/news/fsa-to-take-action-on-payment-protection-insurance.html</link>
		<description><![CDATA[The Financial Services Authority FSA is to take steps to protect consumers in the payment protection insurance PPI market. New steps are designed to ensure cusotmers are better treated when buying]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 30 Sep 2009 10:49:43 +0100</pubdate>
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	<item key="4">
		<title>Credit card provider urges online service use</title>
		<link>http://www.moneyextra.com/news/credit-card-provider-urges-online-service-use.html</link>
		<description><![CDATA[A credit card provider is promoting its online account management services as the UK braces itself for the possibility of postal strikes during October. Barclaycard is urging its customers to migrate to]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 29 Sep 2009 13:48:00 +0100</pubdate>
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	<item key="5">
		<title>Why a Clean Credit Profile is Crucial?</title>
		<link>http://www.moneyextra.com/news/why-a-clean-credit-profile-is-crucial.html</link>
		<description><![CDATA[When you apply for any type of credit commitment be it a new credit card, a personal loan or a mortgage application, your bank needs to know what type of risk you are and they base this decision on your credit file, so its crucial you keep it as clean as possible]]></description>
		<category>Credit Cards News</category>
		<pubdate>Thu, 24 Sep 2009 13:31:23 +0100</pubdate>
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	<item key="6">
		<title>Credit card spending on the decline, study shows</title>
		<link>http://www.moneyextra.com/news/credit-card-spending-on-the-decline-study-shows.html</link>
		<description><![CDATA[The amount of money which Brits put on their credit cards has dropped to its lowest rate for two years, new figures have revealed. The quarterly statistical release Q2 2009 from the UK payments association]]></description>
		<category>Credit Cards News</category>
		<pubdate>Mon, 21 Sep 2009 13:13:19 +0100</pubdate>
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	<item key="7">
		<title>Cheque payments 'in terminal decline'</title>
		<link>http://www.moneyextra.com/news/cheque-payments-in-terminal-decline.html</link>
		<description><![CDATA[The decline in the usage of cheques has continued, according to latest figures. A 13.7 per cent fall in the number of cheques cleared has been reported by the UK Payments Association, which has also witnessed]]></description>
		<category>Credit Cards News</category>
		<pubdate>Fri, 18 Sep 2009 10:48:16 +0100</pubdate>
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	<item key="8">
		<title>Household wealth 'to slowly improve'</title>
		<link>http://www.moneyextra.com/news/household-wealth-to-slowly-improve.html</link>
		<description><![CDATA[An improvement in household wealth is likely to be seen in the coming months, but it will be a gradual process, one commentator has claimed. Chris Tapp, director of Credit Action said unemployment &amp;#150;]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 15 Sep 2009 15:05:17 +0100</pubdate>
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	<item key="9">
		<title>Credit card qualification service introduced by Barclaycard</title>
		<link>http://www.moneyextra.com/news/credit-card-qualification-service-introduced-by-barclaycard.html</link>
		<description><![CDATA[A credit card pre-application checking service has been made launched by Barclaycard - the first of its kind in the UK. The online facility allows potential and existing customers to investigate whether]]></description>
		<category>Credit Cards News</category>
		<pubdate>Fri, 11 Sep 2009 14:48:54 +0100</pubdate>
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	<item key="10">
		<title>South-east London 'the credit card fraud capital'</title>
		<link>http://www.moneyextra.com/news/south-east-london-the-credit-card-fraud-capital.html</link>
		<description><![CDATA[New research has indicated that south-east London is the worst area in the UK for instances of credit card fraud. A study conducted by card screening firm The 3rd Man has revealed that consumers living]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 09 Sep 2009 15:01:21 +0100</pubdate>
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	<item key="11">
		<title>NatWest and RBS reduce overdraft charges</title>
		<link>http://www.moneyextra.com/news/natwest-and-rbs-reduce-overdraft-charges.html</link>
		<description><![CDATA[NatWest and RBS have announced plans to significantly reduce the charges for customers who go overdrawn without agreement or exceed an agreed overdraft limit. Effective from October 1st, the cuts will]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 08 Sep 2009 15:16:51 +0100</pubdate>
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	<item key="12">
		<title>Over-50s 'have more credit cards and use them better'</title>
		<link>http://www.moneyextra.com/news/over-50s-have-more-credit-cards-and-use-them-better.html</link>
		<description><![CDATA[The over-50s own more credit cards than any other age group, it has been reported. According to research conducted by Saga Platinum Credit Card, 49 per cent of survey respondents in the age category said]]></description>
		<category>Credit Cards News</category>
		<pubdate>Thu, 03 Sep 2009 11:38:40 +0100</pubdate>
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	<item key="13">
		<title>Credit card users 'failing to keep PIN number safe'</title>
		<link>http://www.moneyextra.com/news/credit-card-users-failing-to-keep-pin-number-safe.html</link>
		<description><![CDATA[UK credit and debit card customers may be leaving their accounts exposed by telling friends and family what their PIN numbers are, it has been reported. According to LV Home Insurance, one in five consumers]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 01 Sep 2009 16:24:52 +0100</pubdate>
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	<item key="14">
		<title>Web service launched to support Barclaycard credit customers</title>
		<link>http://www.moneyextra.com/news/web-service-launched-to-support-barclaycard-credit-customers.html</link>
		<description><![CDATA[Barclaycard has launched a new online account servicing system in a bid to make it simpler for credit card users to monitor and manage their account. mybarclaycard offers provides customers with greater]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 01 Sep 2009 14:57:15 +0100</pubdate>
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	<item key="15">
		<title>Dormancy fee introduced by American Express</title>
		<link>http://www.moneyextra.com/news/dormancy-fee-introduced-by-american-express.html</link>
		<description><![CDATA[American Express is to introduce a &amp;#163;20 annual fee for Platinum cashback credit cards which are left dormant, it has been reported. The change will be made for existing card holders from October 1st,]]></description>
		<category>Credit Cards News</category>
		<pubdate>Fri, 28 Aug 2009 23:18:01 +0100</pubdate>
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	<item key="16">
		<title>Study shows impact of weather on credit card spending</title>
		<link>http://www.moneyextra.com/news/study-shows-impact-of-weather-on-credit-card-spending.html</link>
		<description><![CDATA[A new study has highlighted the effects of the weather on consumer spending habits. Co-operative Bank Credit Cards compared transaction patterns across two consecutive weekends which experienced vastly]]></description>
		<category>Credit Cards News</category>
		<pubdate>Thu, 27 Aug 2009 14:07:34 +0100</pubdate>
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	<item key="17">
		<title>Many credit card users 'paying off balances in full'</title>
		<link>http://www.moneyextra.com/news/many-credit-card-users-paying-off-balances-in-full.html</link>
		<description><![CDATA[Approximately two in five consumers who use their credit cards to make everyday purchases pay their balance off in full each month, it has been reported. Research conducted by Norwich and Peterborough]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 26 Aug 2009 17:16:30 +0100</pubdate>
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	<item key="18">
		<title>Zero per cent balance transfers 'disappearing'</title>
		<link>http://www.moneyextra.com/news/zero-per-cent-balance-transfers-disappearing.html</link>
		<description><![CDATA[Credit card providers are increasingly closing the door on customers who attempt to move their debt in a zero per cent balance transfer, it has been claimed. According to the Daily Mail, lenders are being]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 25 Aug 2009 11:17:00 +0100</pubdate>
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	<item key="19">
		<title>Caxton FX: Avoid using debit cards abroad</title>
		<link>http://www.moneyextra.com/news/caxton-fx-avoid-using-debit-cards-abroad.html</link>
		<description><![CDATA[Consumers travelling abroad should aim to use prepaid currency cards where possible, it has been suggested. Foreign exchange firm Caxton FX says individuals who use their debit cards while overseas are]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 18 Aug 2009 17:01:43 +0100</pubdate>
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	<item key="20">
		<title>Pension saving 'a must for UK professionals'</title>
		<link>http://www.moneyextra.com/news/pension-saving-a-must-for-uk-professionals.html</link>
		<description><![CDATA[Consumers can benefit greatly by setting up a pension fund early in life and paying in small amounts on a monthly basis, it has been suggested. Keith Churchouse, the director at Churchouse Financial Planning,]]></description>
		<category>Credit Cards News</category>
		<pubdate>Mon, 17 Aug 2009 14:25:42 +0100</pubdate>
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	<item key="21">
		<title>Personal circumstances 'dictate choice of credit card'</title>
		<link>http://www.moneyextra.com/news/personal-circumstances-dictate-choice-of-credit-card.html</link>
		<description><![CDATA[UK consumers should consider what they want most from a credit card before making their selection, it has been claimed. According to the Daily Mirror, a range of options exist including zero per cent interest]]></description>
		<category>Credit Cards News</category>
		<pubdate>Mon, 17 Aug 2009 13:10:37 +0100</pubdate>
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	<item key="22">
		<title>Credit card rewards being removed or unused</title>
		<link>http://www.moneyextra.com/news/credit-card-rewards-being-removed-or-unused.html</link>
		<description><![CDATA[Consumers will find it harder to find a credit card with a reward scheme as growing numbers of products have left the market, new research finds. A study by Sainsbury's Credit Cards found that 66.8 of]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 11 Aug 2009 18:05:24 +0100</pubdate>
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	<item key="23">
		<title>Barclaycard scheme 'helping avoid credit problems'</title>
		<link>http://www.moneyextra.com/news/barclaycard-scheme-helping-avoid-credit-problems.html</link>
		<description><![CDATA[A scheme set up by Barclaycard to provide early assistance for customers experiencing financial difficulty has been hailed as a success. Designed to spot customers who may be about to experience credit]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 11 Aug 2009 12:21:05 +0100</pubdate>
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	<item key="24">
		<title>Card users must be aware of contractual changes</title>
		<link>http://www.moneyextra.com/news/card-users-must-be-aware-of-contractual-changes.html</link>
		<description><![CDATA[Credit card users should be alert to the possibility that changes may be made to the terms and conditions of their product, it has been claimed. Writing in the Daily Mail, James Coney said a number of]]></description>
		<category>Credit Cards News</category>
		<pubdate>Fri, 07 Aug 2009 11:45:55 +0100</pubdate>
	</item>
	<item key="25">
		<title>Nationwide reports consumer confidence rise</title>
		<link>http://www.moneyextra.com/news/nationwide-reports-consumer-confidence-rise.html</link>
		<description><![CDATA[A slight increase in consumer confidence was witnessed in July, according to Nationwide. The firm's Consumer Confidence Index recorded a slight increase of one point last month as overall sentiment remained]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 05 Aug 2009 13:23:57 +0100</pubdate>
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	<item key="26">
		<title>Debit and credit card charity donations rose in 2008</title>
		<link>http://www.moneyextra.com/news/debit-and-credit-card-charity-donations-rose-in-2008.html</link>
		<description><![CDATA[British consumers increased the amount they donated to charitable organisations using their debit and credit cards last year, it has been reported. According to the UK Payments Administration, a total]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 28 Jul 2009 13:25:37 +0100</pubdate>
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	<item key="27">
		<title>Holidaymakers in Spain report most lost bank cards</title>
		<link>http://www.moneyextra.com/news/holidaymakers-in-spain-report-most-lost-bank-cards.html</link>
		<description><![CDATA[Brits on holiday need to exercise the same caution as they would at home when using their credit and debit cards, according to Which? Money. Research from life assistance company CPP found British holidaymakers]]></description>
		<category>Credit Cards News</category>
		<pubdate>Wed, 22 Jul 2009 12:40:50 +0100</pubdate>
	</item>
	<item key="28">
		<title>International security standards would 'reduce credit card fraud'</title>
		<link>http://www.moneyextra.com/news/international-security-standards-would-reduce-credit-card-fraud.html</link>
		<description><![CDATA[New research has found that global credit card fraud would be cut if an international security standard was introduced. A spokesman for HSBC said that user-not-present fraud was a growing trend among criminal]]></description>
		<category>Credit Cards News</category>
		<pubdate>Tue, 21 Jul 2009 09:30:32 +0100</pubdate>
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	<item key="29">
		<title>Government to outline credit card rules </title>
		<link>http://www.moneyextra.com/news/government-to-outline-credit-card-rules.html</link>
		<description><![CDATA[Credit card companies are set to be banned from sending out unsolicited cheques and raising customers' credit card limits without permission, according to a government white paper released today. The review]]></description>
		<category>Credit Cards News</category>
		<pubdate>Thu, 02 Jul 2009 13:44:21 +0100</pubdate>
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