Moneyextra Credit Cards News

Guilty of careless driving

Tue, 05 Aug 2008 11:24:59 GMT

37% of motorists are guilty of driving without due care and attention, according to new research carried out on UK streets by Direct Line Car Insurance. The insurer employed the services of an

Mortgages - Track and fix with Nationwide

Tue, 05 Aug 2008 11:24:59 GMT

Nationwide Building Society has announced the launch of new fixed rate and tracker products. The deals, available from October 3rd, comprise a 2 year fix at 4.47% and a 2 year tracker at 4.29%.

Is your home less affordable?

Tue, 05 Aug 2008 11:24:59 GMT

The average house price has almost trebled since 1996, and demand for property shows no real signs of diminishing, with some commentators predicting further increases of up to 40% in the next four

'Pay As You Drive' insurance anyone?

Tue, 05 Aug 2008 11:24:59 GMT

Drivers are set to take greater control of their motor insurance and save up to one third on their premiums with the launch of 'Pay As You Drive' insurance, claims Norwich Union. The insurer has

Mixed reviews for Post Office Guaranteed Equity Bond

Tue, 05 Aug 2008 11:24:59 GMT

The Post Office recently launched a Five Year Saver Guaranteed Equity Bond (GEB). It's a fixed-term deposit bond provided by the Bank of Ireland. One half of your money earns interest of 6.25% gross /

First-time buyers struggle with stamp duty

Tue, 05 Aug 2008 11:24:59 GMT

The proportion of first-time buyers paying stamp duty has jumped from 48% to 56% in the space of just a year, according to the Council of Mortgage Lenders (CML). In fact, only 15% of home movers esca

Watchdog censures financial adviser

Tue, 05 Aug 2008 11:24:59 GMT

City watchdog, the FSA (Financial Services Authority), has publicly censured financial adviser GD Tancred Financial Services Limited (GDT) for not clearly explaining and documenting the risks of i

So who will fund your retirement?

Tue, 05 Aug 2008 11:24:59 GMT

8% of British men think that their retirement income will come from their partners, according to new research from Zurich UK. The findings, part of Zurich Money Matrix, a new probe into the UK'

Credit cards - APACS details initiatives

Tue, 05 Aug 2008 11:24:59 GMT

APACS, the UK payments association, has launched its latest report into transparency and responsibility in the credit card industry. 'Sharing Best Practice', details the steps the industry has

Brits in dark over home contents values

Tue, 05 Aug 2008 11:24:58 GMT

At a time when house prices in the UK are rising at their fastest rate for four years, Brits are displaying a surprising lack of understanding of the actual value of the contents they have in their

Investments - Go off the beaten track?

Tue, 05 Aug 2008 11:24:58 GMT

When it comes to investing, emerging markets have been the best performing markets each year in the last decade, according to new research by fund manager, Fidelity International. Using MSCI in

N&P enters Gibraltar buy-to-let market

Tue, 05 Aug 2008 11:24:58 GMT

Norwich and Peterborough Building Society (N&P) has made additions to its mortgage product ranges for customers looking to buy in Gibraltar or Spain - the launch comprising a new buy-to-let mortga

So what adds value to your property?

Tue, 05 Aug 2008 11:24:58 GMT

Research from Alliance & Leicester Personal Loans shows that consumers and estate agents are breeds apart in their views on the type of 'home improvements' that will add value to a property. W

Pick 'n' fix with Skipton

Tue, 05 Aug 2008 11:24:58 GMT

Skipton Building Society has launched new versions of its Pick 'n' Fix fixed rate investment bonds - the latest deals including a 1 year bond paying 5.51% gross pa, a 2 year bond at 5.61% gross pa

Alliance amends specialist mortgages

Tue, 05 Aug 2008 11:24:57 GMT

Alliance & Leicester is amending its current range of specialist mortgages - new deals including a 2-year fixed rate buy-to-let deal set at 5.29% through December 31st 2008. Maximum LTV is 7

House prices hit 200k milestone

Tue, 05 Aug 2008 11:24:57 GMT

The average house now costs more than £200,000, according the Land Registry's just published quarterly survey (July-September). The report, which relates to all sales, isn't directly comparable to

CA reports steep rise in debt problems

Tue, 05 Aug 2008 11:24:57 GMT

Citizens Advice Bureaux are reporting a sharp rise in the number of serious debt problems being brought to them - new figures released by the national umbrella charity showing their bureau network

First time home buyers on the rack

Tue, 05 Aug 2008 11:24:57 GMT

In October, first time buyers had to borrow, on average, a record 3.27 times their incomes to take out a mortgage, according to figures compiled by the Council of Mortgage Lenders (CML). Those moving

Halifax unveils market leading student account

Tue, 05 Aug 2008 11:24:56 GMT

Halifax today announces details of its new market leading Student Current Account offering. Applications for the new account can be made from Monday 4th August 2008. The account is available to both

British Gas comes clean on costs and price cuts

Fri, 25 Jul 2008 10:24:35 GMT

British Gas has continued to bleed customer accounts throughout 2006. After a reported loss of 432,000 accounts in the first half, customer losses accelerated to 546,000 accounts in the second half to leave a net loss of 978,000 accounts for the year

Current account costs - overdraft rates on the rise

Fri, 25 Jul 2008 10:24:35 GMT

Banks and building societies have been taking the opportunity given by this years two base interest rate increases to boost their overdraft rates. A number of the main current account providers are now raising their overdraft rates each time the base

House price growth set to slow?

Fri, 25 Jul 2008 10:24:35 GMT

Latest figures from the Halifax show house prices rising by 1.7% to a seasonally adjusted average of £184,593 in October, giving a year-on-year increase of 8.6%. However, the mortgage bank says there have been indications of a weakening in activi

Consumer confidence dips

Fri, 25 Jul 2008 10:24:34 GMT

Dramatic increases in energy and other household bills have been followed by a decrease in consumer confidence, according to the latest Personal Credit Index from , the online credit report monitoring service from Experian. The Index, which h

RICS calls for rate rise

Fri, 25 Jul 2008 10:24:34 GMT

RICS (Royal Institution of Chartered Surveyors) is calling upon the Bank of England to raise interest rates when its rate setting committee convenes this week, in order to dampen down the housing market. RICS Chief Economist, Milan Khatri, say

So what adds value to your property?

Fri, 25 Jul 2008 10:24:34 GMT

Research from Alliance & Leicester Personal Loans shows that consumers and estate agents are breeds apart in their views on the type of 'home improvements' that will add value to a property. Whether considering extra space, a hot tub, removin