Many people view life insurance as something that is too complicated and therefore something they can do without. What you should be aware of is that for a small amount each month you can make sure that your children or any dependents are financially secure should you not be there to look after them. ... read more

While were all short of cash, many of us are looking for areas where we can cut back; insurance experts tell us that life insurance should not be one of those areas. Experts are increasingly concerned that many might take the risk of not having any life insurance at all and emphasize the financial risk to your relatives if the worst should happen. Financial security for your loved ones and peace of mind for yourself should be of paramount importance especially as Life Insurance cover doesnt have to break the bank. ... read more

Anyone who owns a caravan will know that it's just like having a second home, and whether it's a top of the range or a modest tourer, this will probably have been the most significant purchase since their main home, so it is important to ensure that the right caravan insurance cover is in place.... read more

Nobody wants to think about death, but in reality we also want to be safe in the knowledge that should we not be around to support our loved ones they are protected financially. The idea of life insurance also referred to as life assurance or term assurance is to provide such support.... read more

Having the right travel insurance policy in place has never been more important as we reach the peak holiday season and hundreds of British holiday makers could find themselves banned from setting off, or having to cancel their trip as the swine flu pandemic continues to spread.... read more

The ABI has reported that drivers are paying on average £44 in higher car insurance premiums to cover the ever increasing costs of insurance fraud.... read more

Car insurance companies are rejecting thousands of claims a year as parents and young drivers lie in order to get cheaper car insurance premiums through a fraud called "fronting".... read more

As we enter the summer holiday period many of us will be setting off for a week or two of rest and relaxation. A growing number of brits will be driving over to the continent, however, when packing the sun tan lotion, and converting pounds to euros, very few will turn their thoughts to their car insurance and how this will cover then for driving outside of the UK.... read more

With parts of the UK due to hit 30 degrees this week and the schools breaking up for summer in the next few weeks, many brits will be turning their thoughts to travelling abroad for their annual summer holiday. However what is also important is ensuring a safe trip and getting the right travel insurance... read more

A recent report published by the ABI shows that nearly a quarter of people have cancelled or not renewed their home contents and buildings insurance policies in the last 12 months in order to save money.... read more

With the clocks now officially on British Summer Time and the first sign of some positive changes in the weather; it wont be long before we're firing up the barbecue for lazy evenings and weekends al fresco.... read more

Spring finally looks like its on the way with the lighter nights and improvement in the weather, and Easter just around the corner.... read more

As the recession continues to bite, we are all constantly looking for ways in which we can save a few pounds here and there, and consequently reviewing all of our outgoings. One area that many of us will be putting under the spotlight is the amount we spend on insurance and how this area of expense that could be cut back; but before you go cancelling or cutting back on your insurances read on...... read more

Reports out this week from Sainsbury's Bank have shown more than a 3% drop in the average cost of a motor insurance policy in the second half of 2009.... read more

With the new car registration on 1st March now just weeks away many motorists who bought new cars last March will now be now renewing their insurance and searching for the most competitive premium. Likewise, you may be due to pick up a new car on the same date, in which case you'll now be looking for insurance. ... read more

This week has seen the resurrection of pay as you drive motor insurance to UK motorists by new company Coverbox, following Norwich Union's withdrawal from the scheme last year due to low take up of the policy and high running costs. The only other offering in this arena is through More Than with their Drivetime product which has a strict acceptance criteria limiting the number motorists who will be eligible.... read more

Both AA and Swinton this week have reported that car insurance premiums could increase by at least 10% and possibly as much as 20% over the course of 2009. ... read more

Leading price comparison website Moneyextra.com today announces the acquisition of one of the UK's top motoring websites, motoring.co.uk.... read more

Almost two thirds 65 per cent of British homeowners said they did not feel prepared in the event of a flood occurring in the area they live in, according to new research from home insurer, Zurich.... read more

Almost three-quarters of UK drivers admit to regularly speeding, confident that they won't be detected by the current network of fixed speed cameras, according to a survey by The Co-operative Insurance. ... read more

Dogs really are a man's best friend with 90% of people owning a pet for companionship. 85% of people own a dog or a cat to get the endorphins flowing to make them feel happy... read more

More than four in 10 43%1 of the cats and dogs seen by Britain's vets are overweight, according to new research by Sainsbury's Finance whose comprehensive Pet Insurance covers vets bills up to £7,500. Sainsbury's Finance is warning that many medical conditions suffered by our cats and dogs are linked to or worsened by being overweight, and that allowing your pet to become overweight could put a strain on the purse strings because of the extra vet fees and medication costs. ... read more

The car you drive says masses about your personality, age, wealth and fashion sense, research by Saga Motor Insurance has revealed. Although owners of luxury cars and supercars, such as Rolls Royces and Ferraris, may be hoping to demonstrate great taste, they are more likely to be seen as 'flashy' 21% and 22%, particularly by women 23% and 24%.... read more

The credit crunch and the price of petrol mean thieves are going to new levels of desperation and stealing people's fuel. ... read more

New figures published today reveal that almost half 48 percent of UK motorists are being forced to consider downscaling to just one vehicle per household, in an effort to combat the rising costs of running a car.... read more

Music and movie fans are being urged to keep track of their collections as the download boom creates a risk that valuable possessions are not covered by home insurance.... read more

SHIP Safe Home Income Plans, today announces clarification of their safeguards to the equity release sector through a change to the SHIP certificate. ... read more

Partnership today launched the latest in its range of annuity products - a monthly income Purchased Life Annuity PLA targeted at smokers. It currently pays an average of 6.5% pa for 60 - 65 year-olds who have smoked a minimum of 10 cigarettes per day for at least 10 years, but for older ages the rate could be significantly more. ... read more

Ensuring consumers get value for money when buying protection products is more important than ever now that cash is tight. Protection specialists LifeSearch reveal the top 5 signs that highlight the difference between the best and the rest. ... read more

As university students get set to welcome in the start of Freshers Week 7 October 2008, statistics from insurer LV= have revealed the university towns in Britain where students are most likely to be burgled or be hit by car crime.... read more

As 64 per cent of women admit to accidentally 'flashing' as they get out of a car, Sheilas' Wheels unveils the 'Exi-quette Car Curtain'... read more

Latest figures from AA Insurance show that young men can expect their first year's car insurance premium, following the euphoria of passing their test, to be twice that of their female counterpart.... read more

A study by online insurance specialist elephant.co.uk has shown that the day you were born could have an impact on how safe a motorist you are, and it is those born in December who pose the greatest risk... read more

As the professional sporting calendar is now in full flow and budding amateurs flock to the football pitches and golf courses of Britain... read more

Sainsbury's Finance is offering three months' free cover to new customers taking out a Pet Insurance policy between 9th September and 1st December 2008.... read more

As a new survey reveals that the contents of an average student bedroom are worth £1650, students heading to university are being urged to make sure they have appropriate insurance.... read more

Adding a new set of alloys to your Audi may seem like a quick and easy way to update your motor, but even small modifications could cause you motor insurance misery.... read more

Farm theft rockets in England - but falls sharply in Scotland, Wales and Northern Ireland Farm machinery thefts in England shot up 41% in 2007 but fell to around half the level recorded the previous year across the rest of the UK according to rural insurer NFU Mutual. ... read more

A recent research report by AXA shows that one in 14 of us who have taken out insurance has knowingly misled our insurers when completing application forms.... read more

Whether you're a student, in your first job, or starting a young family-it's pretty much guaranteed that if you are in your twenties then most car insurers will hike up your premium because of your age.... read more

Defra Department for Environment, Food and Rural Affairs is today setting out plans to contribute at least £5 million to a scheme to support households in England which face a particularly high risk of flooding but which are not protected by traditional community level defences.... read more

The Financial Services Compensation Scheme FSCS improved its service to consumers while cutting its costs during 2007/08, according to its annual report out today. At the same time, the Scheme passe... read more

More than 80% of AA members agree that road tax is being used as a stealth tax, according to the AA Populus panel of 15,306 members. The AA president has today written to the Chancellor requesting th... read more

With the school year now at an end, many families will be taking to the roads for their annual holiday, with France and Spain possible destinations. Rural insurer NFU Mutual is urging these drivers t... read more

Stuffing money in your pants - a trick that has long been popular with revellers during nights out on the town - is also being used by travellers according to a new survey by the recently launched Tes... read more

With the end of the school holidays fast approaching, it may be worth considering a few child-friendly money lessons to help gently explain there is no pot of gold at the end of the rainbow. As a p... read more

Standard Chartered eased 11 to 1564 - the Asia oriented bank confirming a strategic partnership with Securities Trading Corporation of India to acquire a 49% stake in UTI Securities Limited, a leading... read more

The Prudential Retirement Income Panel is warning that the UK's retirement income crisis is set to get even worse. The panel has highlighted three major issues it says are clouding the retirement h... read more

With the new '57' registration number plate out in just a few weeks time, research by esure motor insurance reveals that motorists looking to buy a new car aren't doing their homework before stepping... read more

Leeds Building Society has launched a new savings account for children - the Dinosaver account paying 5.20% gross p.a./AER on a minimum operating balance of £10, with full instant access to the funds... read more

A new study from Alliance & Leicester International ALIL, the offshore savings bank, reveals that the main reason Brits are leaving the UK is to start a completely new life 40%, whereas around... read more

Balfour Beattyadded 1 to 431 - the construction and services group reporting a 36% rise in H1 profit to £76 million. In a separate but related development, the company announced that its Balfour Be... read more

Half the British population 51% say they aren't concerned about Internet banking fraud, even though 93% realise it's not a victimless crime, new research from Lloyds TSB Internet banking reveals.... read more

Fixed-rate mortgages are now the most popular type of mortgage with the majority of us fixing for two, three or sometimes five years. But how do you feel about taking out a fixed-rate mortgage for 25 ... read more

The Debt Resolution Forum DRF, representing 28 of the UK's debt resolution firms, has warned that banks and credit card companies have been setting out to frustrate effective debt resolution in ... read more

New data from the Department of Communities and Local Government shows house price inflation accelerating in June - the mix-adjusted average house price in the UK standing at £214,222, up from £21... read more

Scottish & Newcastle gained 14.25 to 586.25 - this despite Britain's second largest brewer reporting lower-than-expected profits of £191 million at half time. Analysts had been looking for £204 mi... read more

Despite price cuts in the first six months, energy costs look certain to rise again this year, says Moneyextra. The oil price rose by 20 per cent in June and July and has been flirting with record hig... read more

Unilever put on 61.50 to 1565.50 - the Anglo-Dutch conglomerate - and maker of Dove soap and Knorr soups - reporting that net income in Q2 came in at 1.56 billion 2006: 986 million. Underlying... read more

For a while there was potential for a back-tax nightmare. Would the Law Lords rule in favour of HM Revenue & Customs HMRC in its battle against a married couple who owned a small business? The i... read more

After suffering the worst flooding in modern history, sadly resulting in loss of life, heartache and extensive damage to thousands of homes and businesses, the Association of British Insurers ABI e... read more

The Office of Fair Trading OFT has now delayed its decision about the need for banks to reduce the level of penalty charges on current accounts, but you'll find out here how to claim bank charges ba... read more

Latest data from property website, Rightmove, shows the average property asking price nationally rose by just 0.3% in July - the lowest monthly rise this year. And giving an annual rate of 10.3% ... read more

To disclose or not to disclose? Should you risk a rejected critical illness or life insurance claim because of inadvertent deliberate? omissions in your application form, or headbang your way throug... read more

Barclays gained 7 to 725.50 - the Dutch Supreme Court ruling that ABN AMRO can proceed with the sale of its U.S. unit LaSalle, without consulting shareholders. The move - seen as a boost for Barcla... read more

Major finance firms have agreed to change the way they sell payment protection insurance PPI over the internet, following action by City watchdog, the Financial Services Authority FSA. Payment p... read more

Standard & Poor's Funds Services, the qualitative fund management ratings provider, has revealed that none of the funds in its current survey of the absolute funds sector, met their own investment... read more

J. Sainsburyadded 4.50 to 585.50 - Britain's third largest food retailer reporting slightly disappointing sales growth numbers in what amounted to its toughest quarter since CEO, Justin King, began th... read more

The Government has now put some flesh on the bones of the Personal Accounts regime, due to start in 2012. The scheme will give all employees the right to a workplace pension with a contribution from t... read more

A new online planner, to help students prepare for university, has been launched by the DfES. Bringing together, for the first time, a wealth of information available to prospective students, the '... read more

Capital One has launched a new credit card with 0% on both balance transfers and purchases, until May 1st 2008. After this date holders of the new Platinum card will pay a 9.9% APR typical variable r... read more

Latest figures from the Department for Communities and Local Government show annual house price inflation hitting 11.3% in April, up from 10.9% in March; and annual house price inflation in London ... read more

Alliance & Leicester International Limited ALIL, the offshore savings bank, has launched a new internet savings account, offering 6.15% gross AER. The bank says the new 'eSaver Offshore'... read more

Moneyextra has revamped and relaunched its credit card comparison tool, making it simpler and quicker for you to find the right credit card for your needs and circumstances. If you're simply l... read more

The British obsession with credit cards is on the increase. Indeed, our reliance on credit now means that we spend an average of 15% of our annual salary on credit card purchases, which adds up to a ... read more

National Savings and Investments NS& I is increasing the interest rates on a wide range of its variable and fixed rate savings offers by up to 0.25% pa - the increase in response to the rise in ... read more

Over the last ten years there has been a major shift in the pattern of cash acquisition in the UK, according to a new report by APACS, the UK payments association. 'The Way We Pay 2007: UK Ca... read more

DRX. Currently languishing at position 112 it appears out of favour on the market's dim view of energy prices falling in a record warm winter that left high levels of gas storage across Europe. A sw... read more

The Energy Performance Certificate EPC, which will form part of the forthcoming Home Information Pack HIP, will catch buy-to-let landlords in its green net from October 2008 regardless of whether... read more

The deadline for Standard Life shareholders to return their dividend form is fast approaching. Forms must arrive with the Company's Share Registrar Computershare by midnight UK time on Tuesday... read more

Legal & General has announced the launch of its latest stockmarket-linked capital guarantee investment plan - Growth Investment Plan Plus 8 providing investors with 130% of any capital growth i... read more

Prudential eased 2.50 to 746.50 - the insurer confirming that its sale to Citigroup - of Internet bank, Egg - has now been completed. The £546 million sale - nearly £30 million less than it expecte... read more

Average total returns generated by landlords have reached their highest level in 5 months, as both rents and property values continue to rise. Regions with the highest total returns have been East A... read more

888 added 1.25 to 120.75 - the online gaming group reporting a 34% increase in full year profit. Q1 revenues meanwhile saw a 26% uplift. The firm, which recently called off talks with Ladbrokes, s... read more

SurfControl surged 159.75 to 659.75 - the web security outfit accepting a 700p per share offer from California-based rival, Websense. The deal, which values Surfcontrol at £2.1 billion, is forecast... read more

Latest data from the BBA British Bankers' Association shows that mortgage demand may be moderating. Net mortgage lending in March rose by an underlying £5.1 billion. This was unchanged from ... read more

Although Gordon Brown didn't take the opportunity to change winter fuel allowances for pensioners - presently £200 for those aged 60-79, up to £300 for those aged 80 or more - he did announce an i... read more

If you're just about at the end of your tether with your bank, at long last there's an alternative to high street current accounts that aims to be cheaper, more straightforward and transparent. Credi... read more

It would take a major economic decline for house prices to fall in the foreseeable future, which is highly improbable, experts have agreed at the second annual 'Great Housing Debate', organised by fin... read more

Football fans can use affinity savings accounts to save money and help their favourite club at the same time. But are the deals on offer any good or should they be given the red card? What are affinit... read more

The tax year, as ever, ends on 5 April, which, this year, also happens to be Maundy Thursday. If you don't intend to be financially crucified by Chancellor Brown, you have only three weeks to ensure ... read more

With the price of a packet of fags now around £5.00 - adding up to £1,825 a year if you smoke 20 a day - it really is money up in smoke. Thats a nice tidy sum that could give you a marvellous boost fo... read more

Sainsbury's Bank has announced the launch of a 1-year bond offering a fixed rate of 5.53% guaranteed gross return - available for a limited time. And with applications accepted online only. Inv... read more

Lloyds TSB gave up 21 to 592 - the retail banking giant reporting an 8% rise in underlying profits to £3.71 billion - in line with market expectations. But investors were concerned that the modest gro... read more

The Year of the Boar may be a volatile one for investors in the Chinese stock market, but the long-term growth story of the emerging powerhouse still holds good, says fund management group, Fidelity I... read more

A record number of ISA savers are intending to switch providers to get a better rate, according to new ICM research commissioned by Intelligent Finance. 7% of people who've taken out an ISA i... read more

Halifax Credit Cards has announced that its online exclusive One Card, featuring 0% for 12 months on both balance transfers and purchases, will be available until the end of February. The specia... read more

Latest data December from the Department for Communities and Local Government shows the average house price in the UK hitting £200K for the first time. The mix-adjusted average house price in the ... read more

Confidence that house prices will continue to rise has reached a 20-month high. However, more buyers are seeking out properties they can add value to and are looking to haggle on price, according ... read more

A new report out from the Birmingham Midshires Life 2 campaign reveals that the over-45s are driving the boom in price comparison sites such as Kelkoo.co.uk and PriceRunner.co.uk. The report has ... read more