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Top tips for an insurance 'Spring clean'

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As many people consider giving their homes a 'Spring clean'; Legal & General's general insurance business suggests this is also a good time to check that our homes are safe and secure. For example, it's worth checking that any home security systems and safety systems are all in good working order - things that may just be dusted as part of the Spring clean but perhaps need further inspection.

Research conducted by L&G has highlighted that people don't always check their home security and safety as often as they should. The survey revealed that although we do have some home security or safety devices in place, with over 80% having a smoke alarm and 30% a security alarm in their home, worryingly, over 50% admitted that they'd never checked their security alarm.

The insurer offers the following tips to help ensure that home safety and security isn't overlooked as we get our properties into shape after the winter.

HOME SECURITY:

Check your burglar alarm works or consider installing one if you don't have one already. These should be regularly checked in accordance with the installers' or manufacturers' recommendations, which normally suggest annually.

Check locks fitted to all accessible windows are in working order, as they may not have been opened for a while.

Make sure your shed and any other outbuildings are secure. This may mean replacing any locks that have rusted and repairing any rotting or damaged window frames.

Get your garden back into shape by cutting back any overhanging trees so that the entrance to your house isn't obscured.

Check trees and shrubs for storm and wind damage so they're not likely to fall on the house and cause any damage.

Always remember to lock all windows and doors before you leave your home.

HOME SAFETY:

Inspect your smoke alarms, check batteries monthly to see they are working and clear of any dust. Test your fire extinguisher and remove dust build-up from the nozzle. Check that it has a British Standard kitemark.

Clean out your kitchen oven extractor hood to remove any oil build-up to reduce the risk of fire.

Clean tumble dryer filters and exhaust duct and area under the dryer to reduce the risk of fire and flood.

HOME MAINTENANCE

Check the roof for any missing tiles or cracks in roofing felt, guttering and drains for damage and brickwork for any cracks. Also, look for any debris collection or animal nests such as wasps.

Check the exterior of the house for mildew, as well as any woodwork such as wood flooring for woodworm.

Repair uneven or cracked paths and driveways to reduce risk of slips and trips Check trees and shrubs for wind damage

07 April 2008 © Moneyextra.com

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