Ocean Finance is a loan broker and offers a range of any purpose secured loans that are arranged through well established and recognised lending institutions.

With an any purpose UK homeowner secured loan from Ocean Finance you can pay off all your existing credit cards overdrafts and unsecured loans and replace them with just one monthly consolidation loan repayment. Alternatively you could splash out on a dream holiday a new car or improvements for your home.

Most of Ocean Finances secured loans are arranged through subsidiaries of major "High Street" banks or established finance providers.

Ocean Finance is a registered member of the Finance Industry Standards Association FISA. Ocean Finance is also a licensed credit broker.

Ocean Finance offers secured loans that allow you to you borrow over 3 - 25 years and any amount between £3000 - £100000 for any purpose.

Ocean Finance will consider all circumstances including mortgage arrears county court judgements defaults or a poor credit rating on certain but not all occasions an alternative interest rate may be offered to such customers. Secured loans of up to 125 of the property value are available.

Ocean Finance can help people who are self employed and loans may also be available for retired applicants for people in receipt of pension/benefit income and agency workers.

All enquiries are treated by Ocean Finance on a No Obligation basis. Lending decisions are usually made within 24 hours. Ocean Finance homeowner secured loans are completed by post although personal home visits are available upon your request.

The whole process usually takes two to four weeks but it will depend on how quickly you can supply Ocean Finance with the documentation required to complete your secured loan. Upon completion of your homeowner secured loan or other loan Ocean Finance will apply a fee of up to 3 maximum. No loan - No fee is payable.

Optional accident sickness and involuntary unemployment protection provided if required. Life cover is also often available.

Think carefully before securing other debts on your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

Moneyextra.com recommends you take independent financial advice before acting on any article

2009-03-03 09:38:03 © Moneyextra.com

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