If you are planning to go on holiday in the near future, make sure you're covered with the correct travel insurance policy.
No-one wants the unexpected to happen when they go abroad, but unfortunately there is no such thing as a totally risk-free holiday. Last year there were more than 400,000 insurance claims by UK holiday-makers and business travelers, according to the Association of British Insurers.
Single Trip Travel insurance is not so much an optional extra as an integral part of any break. Travel insurance policies cover the obvious problems, such as a stolen wallet or purse, an accident or an illness. They can also provide compensation for delays and cancellation, for damaged or lost luggage, and even a telephone help line for emergencies.