Life Insurance

A life insurance policy provides a lump sum on death, and is almost always the right choice for family protection and 'interest only' mortgages.

With a life insurance policy, or level term assurance policy as it is sometimes known, you select an amount of cover and pay a fixed premium for a fixed number of years. You receive a full payout of the insured amount should you claim at any point whilst the policy is in force.

Mortgage Life Insurance

A mortgage life insurance policy is ideal for covering a gradually reducing mortgage debt - a repayment mortgage.

With a mortgage life insurance policy, or decreasing term assurance policy as it is sometimes known, the premiums are cheaper than with a level term assurance policy, because the sum assured and therefore the payout from the policy, reduces over the cover period, in line with the repayment mortgage.

Do you smoke?

You should select Yes if you have consumed any tobacco products in the last 12 months. If you have not smoked any tobacco product in the last 12 months, please select No.

Term of Cover

Please select the length (in years) that you want the cover to run for . When choosing a Mortgage period left on the mortgage. Please note that you must be at least 18 years of age to purchase cover.

Does your partner smoke?

You should select Yes if your partner has consumed any tobacco products in the last 12 months. If your partner has not smoked any tobacco product in the last 12 months, please select No.

Date of birth

Please note that you must be at least 18 years of age to purchase cover.

Date of birth

Please note that your partner must be at least 18 years of age to purchase cover.