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Online banking. Major high street banks and previously unknown operators have moved in - over the last few years - to establish fully fledged Internet banking operations.
Early systems relied on dedicated networks which meant you had to log off the Internet and then dial a separate phone number to connect to our bank. Thankfully those days are now in the dim and distant past.
Web-based banking has meant more control over our finances and less need to use bank branches or telephone banking services.
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