The cost of going to law can stop people getting justice. Legal Aid is confined to an increasingly small number of people who satisfy a strict means test. If youre worried about not being able to get justice because you cant afford the prohibitive cost of going through the court consider taking out legal expense insurance.

Many people already have some legal expense protection but dont realise it. These policies are often sold as add ons to car insurance and household contents insurance policies.

The add on to a car insurance policy will usually cover the cost of court cases following a road accident and pay for a hire care while youre off the road. The household version usually covers consumer disputes personal injury cases and disputes with your employer. These policies often add between £7.50 and £15 a year to the cost of your insurance policy.

Among the insurers who offer legal expense insurer are Allianz Commercial Union DAS Hambro Legal Protection and Legal Protection Group.

Looking to insure your car See our guide to motor insurance

See Also Moneyextra.com Insurance Service

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