Debt Solutions Companies.
Clear Start was set up to provide free support to help people with serious debt problems. They advise is geared towards people who have multiple unsecured debts and are unable to afford the minimum monthly payments; those threatened with or considering bankruptcy and looking for an alternative; those looking to set up an Individual Voluntary Agreement IVA to reach a final settlement of their debts.
Advice is over the phone and is free to those with debt of £5,000 or more; UK residents; minimum of £100 a month to debts; and both homeowners and those in rented accommodation. Advice and processing are funded by creditors and panel partners.