Debt Solutions Companies.

Baines and Ernst are debt management advisers with over 10 years experience of providing their customers with the help they need to get free of debt. They have experienced staff that are dedicated to offering financial advice and solutions to individuals heading towards bankruptcy.
Fantastic relationships with established creditors’ means that can in many cases negotiate a reduction or a freeze on interest and other charges which allow them to offer a fully individual and flexible debt management plan. Money management plans involve the individual making a single affordable payment to Baines and Ernst who will then distribute between the creditors.
Baines and Ernst services include; Debt Management Plans, Individual Voluntary Arrangements IVA, Bankruptcy Management, Protected Trust Deeds and Sequestrations for Scottish Customers; Secured Loans and unsecured loans; and prepaid Maestro cards.