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Debt Centre

  1. Debt Advice
  2. Credit Report
  3. Useful Links

Debt Centre

Help to solve your debt problems:

Credit Checks

Find out what lenders see when you apply for credit by checking your credit report.

Contacts

If you require further help, you may find it useful to talk to a not-for-profit voluntary
organisation or regulatory body.

These organisations can offer help and advice on a wide range of issues, including advice
on solving debt problems and legal advice.

View our list of organisations' useful links.

Guides & FAQs

Debt Consolidation
What is debt consolidation; who can help you if you get into financial difficulties, when to consider debt consolidation.

 

Secured Loans
How a secured loan allows you to borrow more money. But you should think carefully before securing other debts against your home.

 

Personal Loans
How personal loans work. How interest is charged and what it may cost if you repay your loan early.

 

How to Remortgage
Remortgaging your home - whether you can remortgage, whether you should and what it may cost.

 

Adverse Credit Mortgages, Bad Credit Mortgage
How adverse credit mortgages work and how they can help you get on to the housing ladder.

 

Credit Reports
How important is your credit report or credit score? What is on your credit file and what does it mean for you.

 

Secured Homeowner Loans *

  Typical APR Per Mth  
7.6% £229.59 Personal loan product details for this Sterling Secured Loan based on £25000 over 15 years secured
7.7% £230.91 Personal loan product details for this First Plus Secured Loan based on £25000 over 15 years secured
7.9% £233.57 Personal loan product details for this Paragon Secured Loan based on £25000 over 15 years secured
8.2% £237.57 Personal loan product details for this Barclays Secured Loan based on £25000 over 15 years secured
* Based on £25000 over 15 years secured and is not a full search of the whole market
 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.