Check Your Credit Profile, Credit Score and Credit History

Check your credit profile, get your free online credit score and improve your credit rating with our free credit check services

Unsure of your credit profile? - Find out for free

Title Telephone Number
First Name Mobile Number
Last Name Email

Are you a homeowner or tenant? Are you employed or self employed?
How long have you been in your current employment? Have you missed any credit payments in the last year?
What is your total debt? £ How many credit agreements do you have?
Do you have any Defaults, CCJs from the last 3 years or have you ever been made bankrupt? Why do you want to check your credit?

Get your Credit Score, Credit Rating and full Credit History with a free 30 day trial with Credit Expert from Experian.

Credit Expert from Experian features and benefits:

  • Free 30 day trial!
  • Unlimited online access to your Experian credit expert report
  • E-mail and text alerts for early identity fraud detection
  • Credit tips and tools to help your credit rating
  • Free phone advice from credit reference experts
  • You can simply cancel the subscription on the phone within 30 days

Find out what your credit rating is, protect yourself from ID Fraud and make regular credit checks with CreditExpert.

Reasons to check your credit

I have been turned down for credit.

When lenders decide who they will lend money to, they perform a Credit Check with a Credit Reference Agency, to look at your Credit Profile. The two key factors that they look at on your Credit File are your Credit score and your Credit history. If you have been refused a loan, a credit card or mortgage you should check that the information that is held on your Credit Report is accurate. Any incorrect information in your Credit History may be adversely affecting your Credit Rating. You have the right to have any incorrect information held in your Credit File corrected and that will improve your credit score. Check your credit profile using our free credit profile tool link this to the tool further up the page. If your credit profile is poor, if you are struggling to get credit and have been turned down for a loan use our free refused credit tool. If you have Debt problems? Get debt help, with debt consolidation loans, IVAs and Debt Management Plans.

I am applying for a mortgage, loan or credit card.

When you apply for credit, whether a mortgage, loan or credit card, lenders will carry out a Credit Check to find your Credit Score and Credit Rating. Multiple Credit Searches can harm your Credit Score. Check your credit profile using our free credit profile tool link this to the tool further up the page. To help you decide which loan product to apply for. You should carry out your own Credit Checks too. Compare personal loans and search the market online for the best low rate unsecured personal loans.

I want to improve my credit rating.

You can look at your Credit Report that shows the information used by lenders to decide whether to offer you credit. Check that the information on your Credit File is accurate. If your Credit Report shows bad credit and that information is inaccurate you can change that information with the Credit Reference Agency although you may have to contact the lender. Why not try a free credit check now and view your Credit Report online ?

I am worried about Identity Theft.

Credit checks will act as an early warning system for you against the growing dangers of ID theft. Regular checks on your Credit Report will allow you to make sure that no one is applying for credit in your name or taking out credit in your name. If someone has applied for credit in your name or taken out credit in your name you should contact the Police. You should also contact the Credit Reference Agency to establish which companies the credit is with. You will then need to contact these companies and inform them.

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