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Current Account Comparison

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Moneyextra.com's Top Picks

Santander - Premium Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£20.00 pm	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details
	Editor's Comment: £100 cashback when you open a new account

Santander - Reward Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£10.00 pm	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details
	Editor's Comment: interest rate of 5% AER for the first 12 months

NatWest - Advantage Gold
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.25% when depositing up to £Unlimited per month	£12.95 pm	Overdraft Facility Available 19.49% EAR (1.49% pm) - £1					Details

Royal Bank of Scotland - Royalties
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.15% when depositing up to £Unlimited per month	£6.95 pm	Overdraft Facility Available 19.49% EAR (1.49% pm) - £1					Details
	Editor's Comment: Lower cost overdrafts

Royal Bank of Scotland - Royalties Gold
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.15% when depositing up to £Unlimited per month	£12.95 pm	Overdraft Facility Available 19.24% EAR (1.48% pm) - £1					Details
	Editor's Comment: Easy access to your money

Royal Bank of Scotland - IPCA
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.1% when depositing up to £Unlimited per month	£0	Overdraft Facility Available 19.89% EAR (1.52% pm) - £1					Details
	Editor's Comment: Free everyday banking - no monthly subscription charge

NatWest - Current Plus
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.1% when depositing up to £Unlimited per month	£0	Overdraft Facility Available 19.89% EAR (1.52% pm) - £1					Details
	Editor's Comment: Free everyday banking - no monthly subscription charges

Barclays Bank - Premier Life Bank Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0.25% when depositing up to £Unlimited per month	£25 per month (discounted to £17.50 per month if eligible).	Overdraft Facility Available 14.9% EAR Variable (1.17% pm) - £1					Details
	Editor's Comment: No interest on the first £1,000 of an agreed overdraft

Santander - Everyday Current A/c
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	£0	Overdraft Facility Available					Details
	Editor's Comment: 0% EAR Advance Overdraft for the first 12 months from the date you open the account

Nationwide Building Society - FlexAccount
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	£0	Overdraft Facility Available 18.9% EAR (1.453% pm) - £1					Details
	Editor's Comment: No monthly fee for current account

HSBC - Advance
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	Monthly Charges £6 for the first 3 months . £12.95 there after .	Overdraft Facility Available 17.9% EAR Variable (1.38% pm) - £1					Details
	Editor's Comment: Guaranteed hassle-free switching!

Barclays Bank - Additions Active
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	£15.00 pm	Overdraft Facility Available 18.3% EAR Variable (1.41% pm) - £1 to £5K					Details
	Editor's Comment: Up to £800 of annual benefits for £15 per month.

Barclays Bank - Bank Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	£0	Overdraft Facility Available 19.3% EAR Variable (1.49% pm) - £1 to £5K					Details
	Editor's Comment: No monthly fee .

Barclays Bank - Current Account Plus
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £0 per month	£6.50 pm	Overdraft Facility Available 18.3% EAR Variable (1.41% pm) - £1 to £5K					Details
	Editor's Comment: Interest-free overdraft up to £300

Bank of Scotland - Reward Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	0% when depositing up to £Unlimited per month	£0	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details
	Editor's Comment: Simple overdraft fees that are easy to understand

Santander - Premium Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£20.00 pm	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details
	Editor's Comment: £100 cashback when you open a new account

Santander - Reward Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£10.00 pm	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details
	Editor's Comment: interest rate of 5% AER for the first 12 months

Santander - Preferred Current A/c
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£0	Overdraft Facility Available 0.0% EAR Variable (0.00% pm) - £1					Details

Abbey - Zero Current Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	5% when depositing up to £2500 per month	£0	Overdraft Facility Available 12.9% EAR Variable (1.02% pm) - £1					Details

Abbey - International Student Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	3% when depositing up to £500 per month	£5.00 pm	Overdraft Facility Not Available					Details

Abbey - Youth Account (16-18)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	3% when depositing up to £500 per month	£0	Overdraft Facility Not Available					Details

Lloyds TSB - Under 19s Account (11-15)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

Lloyds TSB - Under 19s Account (16-17)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

Lloyds TSB - Under 19s Account (18-19)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

Bank of Scotland - Under 19s Account (11-15)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

Bank of Scotland - Under 19s Account (16-17)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

Bank of Scotland - Under 19s Account (18-19)
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2.49% when depositing up to £2500 per month	£0	Overdraft Facility Not Available					Details

HSBC - Student Bank Account
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	2% when depositing up to £1000 per month	£0	Overdraft Facility Available 3.0% ABR Variable - £1					Details

Barnsley Building Society - Falcon Club
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	1.75% when depositing up to £10000 per month	£0	Overdraft Facility Not Available					Details

Lloyds TSB - Classic with Vantage
	Interest Rates (AER)	Account Charge Per Month	Overdraft Fees	Transact By				Next Steps
				Branch	Post	Telephone	Internet
	3% when depositing up to £4999 per month	£0	Overdraft Facility Available Monthly Charge: £5 19.28% EAR Variable (1.48% pm) - £1					Details
	Editor's Comment: Manage your money 24 hours a day

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