Advice & Tools - Answers to your questions

Annuities

How annuities create income in retirement; your annuity options explained. Why choosing the right annuity can make a huge difference to your pension.

Choosing a financial adviser

Good financial advice can make your money work harder for you. How to find the right financial adviser for you.

Paying for Education

School fees planning and university fees planning for those looking a higher education; what it costs and what you need.

Conveyancing

Conveyancing is the transfer of ownership of a property; the steps in the conveyancing process and how it works.

Pensions - An Introduction

What you need to know about your pension and pension planning. What are the different types of pension schemes.

Pensions & A Day

Pensions simplification - new pension rules. What you need to know about pension planning ahead of April 2006.

Saving for your pension

What you need to save to build up your pension fund. How to maximise your pension contributions.

Creating income in retirement

Retirement planning and taking an income from your pension fund. Annuities, lump sum and drawdown explained.

Divorce & Pension rights

Pension rights after divorce - an explanation of pension splitting and pension earmarking.

Pension Unlocking

Pension unlocking is a way of taking tax free cash from your pension before you retire but is not suitable for the majority of people or circumstances.

Making a Will

Make sure your wishes are followed, make a Will; you can also arrange your affairs to minimise tax on through estate planning.

Personal Tax

UK tax: income tax, capital gains tax and inheritance tax. What are these taxes, how are they levied and how do we pay.

10 Steps to a Lower Tax Bill

UK tax - why pay more than you should. Simple, easy and legal ways to cut your tax bill. How to pay less tax.

The Euro

Europe's new currency for the new millennium; what the euro means for travellers and tourist rates.

How to make a million

You too can become a millionaire - just follow our list of hints and tips to make sure you live in the lap of luxury!

Equity Release - Using your home as capital

Using your home in pension planning - how lifetime mortgages and home reversion plans may help provide improved income in retirement.

Buying Online

How to make safe and secure purchases when you shop online with your credit card or debit card.

Starting your own business

How to start a business, where to go for business finance, business loans and how to prepare your business plan

Switching Utility Providers

Switching utility providers can be one of the simplest ways of saving money. You may shop around not just for gas and electricity but also for cheaper phone bills and broadband access.

Carbon Offset

Offset your CO2 emissions. Can you offset carbon to help live a "greener" lifestyle?

Related Guides & FAQs

Credit Reports

How important is your credit report or credit score? What is on your credit file and what does it mean for you.

Debt Consolidation

What is debt consolidation; who can help you if you get into financial difficulties, when to consider debt consolidation.